I am hoping to receive a mortgage with Lloyds. My intention is to instruct a Licensed Conveyancer in Creekmouth. Does the Lloyds Solicitor panel exclude Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
We are buying a house and require a conveyancing solicitor in Creekmouth who is on the Nationwide conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nationwide . We don't recommend any particular firms conducting conveyancing in Creekmouth.
I appreciate that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Creekmouth? or I am told that there is a law dating back centuries that could mean that owners of property living in a parish church boundary may be liable to pay for repairs towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Creekmouth?
Unless a prior purchase of the premises completed post 12 October 2013 you could take it that solicitors delivering conveyancing in Creekmouth to remain encouraging a chancel search and or insurance against a claim.
Due to the input of my in-laws I had a survey completed on a property in Creekmouth prior to retaining lawyers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies tend refuse to give a loan on such a house.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Creekmouth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Creekmouth to see if the conveyancing will be more expensive.
Back In 2006, I bought a leasehold flat in Creekmouth. Conveyancing and Norwich and Peterborough Building Society mortgage went though with no issue. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1994. The conveyancing solicitor in Creekmouth who previously acted has long since retired. Do I pay?
The first thing you should do is make enquiries of HMLR to make sure that this person is in fact the registered owner of the freehold reversion. There is no need to instruct a Creekmouth conveyancing practitioner to do this as it can be done on-line for £3. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I own a first floor flat in Creekmouth. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the sum due for the purchase of the freehold?
in cases where there is a missing landlord or if there is dispute about what the lease extension should cost, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to arrive at the price.
An example of a Lease Extension matter before the tribunal for a Creekmouth flat is 46 Credon Road in January 2014. On 11 September 2013 Deputy District Judge Price sitting at the Bow County Court made a vesting order that the freeholder surrender his lease and be granted a new lease of the Premises on such terms as may be determined by the First Tier Tribunal (Property Chamber).The appropriate sum as concluded by the Tribunal was £7225 This case affected 1 flat. The remaining number of years on the lease was 69.77 years.