I am buying a semi-detached house in Westcombe Park. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Westcombe Park you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Westcombe Park.

Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a property in Westcombe Park?

Unless a prior acquisition of the house completed post 12 October 2013 you may assume that solicitors handling conveyancing in Westcombe Park to continue to advocate a chancel search and or insurance against a claim.

five months have gone by since my purchase conveyancing in Westcombe Park concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I opted to have a survey completed on a house in Westcombe Park before appointing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies may not grant a loan on such a premises.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Westcombe Park. Conveyancing may be slightly more expensive based on your lender's requirements.

Are Westcombe Park conveyancing solicitors under an obligation to the Law Society to publish clear conveyancing figures?

Inbuilt into the Solicitors Code of Conduct are set rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, nevertheless, constitute the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Westcombe Park or across England and Wales.