Do all mortgage companies provide you with an approved list of Honor Oak conveyancing solicitors? How do you know who is on the HSBC conveyancing panel?

Honor Oak conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.

Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Honor Oak is the location of the property. Is there any advice you can impart?

Flying freeholds in Honor Oak are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Honor Oak you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Honor Oak may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Hoping to buy a property located in Honor Oak and I am already nervous. I couldn't find anything specific about Honor Oak. Conveyancing will be needed in due course but do you know about the Honor Oak area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Honor Oak. In the meantime here are some basic statistics that we found

I am thinking of appointing a conveyancing solicitor in Honor Oak for my home move. Can I see a solicitor's complaints history with the legal regulator?

You can search for published Solicitor Regulator Association (SRA) determinations stemming from investigations started on or after 1 January 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The SRA could monitor call for training requirements.

Me and my partner are buying a four room bungalowin Honor Oak with a residential mortgage from a mortgage company. We wish to instruct our lawyer in Honor Oak however our lender inform us now that she’s not approved on their "panel". Apparently we need to choose one of the our mortgage company panel firms or keep our Honor Oak solicitor and incur the extra fees for one of their panel ones to represent them. This seems very unfair; is there anything we can do?

Unfortunately,no. The bank mortgage issued is subject to conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels, including many conveyancing solicitors in Honor Oak : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your mortgage company.