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Find a Penge Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Penge? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Penge transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Penge

Can the conveyancing lawyers that you recommend handle right to buy conveyancing in Penge?

We do have a variety of conveyancing conveyancers who can handle right to buy transactions Please contact us with a view to obtain a conveyancing quote.

Do I select a Licenced Conveyancer or Solicitor for conveyancing in Penge?

Two types of professional can do conveyancing in Penge namely licenced conveyancers or solicitors. The two can provide conveyancing services that you need to complete the disposal or acquisition of property. They are both required to execute Penge conveyancing to the same standards and guidelines so you may be sure that your conveyancing will be properly conducted and that the requisite procedures should be suitably adhered to.

We expect to receive a AIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Penge solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?

You will need to appoint Penge solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.

Barclays have agreed my home loan in principle, my offer on a flat in Penge has been agreed to, what happens next?

The estate agent will want to know who your solicitors are (be sure the lawyers are on the lender’s panel). Telephone Barclays or the financial adviser and finish off any appropriate documentation. Barclays will instruct a valuer who will get in touch with the estate agent or seller to book a slot for the valuation to take place. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Barclays will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Penge.

Will our lawyer be making enquiries about flooding as part of the conveyancing in Penge.

Flooding is a growing risk for conveyancers specialising in conveyancing in Penge. There are those who buy a house in Penge, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not qualified to impart advice on flood risk, however there are a various searches that can be undertaken by the purchaser or by their conveyancers which will give them a better appreciation of the risks in Penge. The conventional set of information supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a standard inquiry of the seller to discover whether the property has ever been flooded. If flooding has previously occurred and is not disclosed by the owner, then a purchaser could commence a compensation claim as a result of such an incorrect response. A purchaser’s solicitors should also conduct an environmental search. This should higlight whether there is a recorded flood risk. If so, more detailed inquiries will need to be carried out.

I used Stirling Law a few years past for my conveyancing in Penge. I now require my papers but cannot find the solicitor. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Penge of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Penge is the location of the property. Can you offer any guidance?

Flying freeholds in Penge are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Penge you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Penge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

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Find out more about how flying freehold can affect your the value of a property.