Why would I use a Penge conveyancing practice when online conveyancers are so much cheaper?

By all means make sure that you shop around for conveyancing costs in Penge and you should seek an affordable fee calculation but don’t become consumed with getting the cheapest Penge conveyancer. Identifying the right conveyancer can be the difference between a smooth and a frustrating home move. It is important that you ensure that you have expert advice from a trusted lawyer. Emails can't take the place of a phone call and are no substitute for a one to one meeting. The firms that we work with will allocate you a qualified and experienced conveyancing solicitor who can handle your conveyancing from beginning to end, providing a level of hand holding that you rarely receive from an online conveyancer. He or She will inform you on any developments making sure that you are never in the dark. If you ever need to contact the firm you will be sure who you need to speak to and they will endeavour to make sure that you are kept fully informed.

We are purchasing a apartment in Penge. It might be a silly question but how we can trust a solicitor? On the day of competition we will need to send our life savings into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

We have agreed to purchase a house in Penge. A rare aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As you are obtaining a mortgage with HSBC your lawyer must follow the conveyancing instructions contained in Part 2 of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook includes minimum provisions for solar panel roof-space leases, and property lawyers are required to report to HSBC where a lease does not satisfy these requirements. The requirements relate to the installation of panels on properties countrywide and is not restricted to Penge.

My offer was accepted on a property in Penge on 30/5/2025, valuation was booked 3 days after, all came back fine. Solicitor instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Can the lender hold off the offer?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.

I purchased my flat on 4 January and the transaction details are still not registered. Any reason for this? My conveyancing solicitor in Penge advises it should be formalised inside ten days. Are titles in Penge uniquely lengthy to register?

As far as conveyancing in Penge is concerned, registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can vary according to who lodges the application, whether there are errors and whether the Land registry communicate with any interested persons or bodies. As of today approximately three quarters of submission are fully addressed in less than three weeks but occasionally there can be longer hold-ups. Historically registration is effected after the buyer has moved in to the premises so an expedited registration is not typically primary concern but where there is a degree of urgency associated with the registration then you or your conveyancer must contact the land registry and explain the circumstances.

Just had an offer accepted on a new build flat in Penge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Penge

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are architect prepared. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

Looking forward to sign contracts shortly on a studio apartment in Penge. Conveyancing solicitors inform me that they are sending me a report on Monday. What should I be looking out for?

The report on title for your leasehold conveyancing in Penge should include some of the following:

What remedies are open the freeholder should you are in breach of your lease terms? Will you be prohibited or prevented from having pets in the property? What you can do if an adjoining owner is in violation of a provision in their lease? How long the lease is. You should receive guidance as what happens when the lease expires, and aware of the importance of not letting the lease term falling below eighty years Whether your lease provides for a slush fund?

I have had difficulty in negotiating a lease extension in Penge. Can the Leasehold Valuation Tribunal adjudicate on premiums?

if there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the Leasehold Valuation Tribunal to arrive at the price.

An example of a Lease Extension matter before the tribunal for a Penge flat is Flats 5, 9, 38 & 40 Blakewood Court Anerley Park in January 2012. the tribunal held that the premiums payable for the new lease sare: FLAT 5:- £7,130 FLAT 9:- £7,860 FLAT 38:- £15,867 FLAT 40: £14,834 This case affected 4 flats.