I am purchasing a right to buy a flat in Crystal Palace. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Crystal Palace you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Crystal Palace.

We are due to move property in January. Does my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in Crystal Palace. Conveyancing firm was organised before I stumbled across your page.

On the afternoon of completion you will need to pick up the keys from the estate agent but this should only occur when the sellers conveyancers confirm to the agent that they have the completion monies and the keys can be collected. After that you should inform the removal men that you are ready to move in. We are not in a position to suggest a particular removal company but can assist you in choosing a conveyancing in Crystal Palace or a legal practice with expertise in conveyancing in Crystal Palace.

We previously appointed conveyancing lawyers based in Crystal Palace on the UBS solicitor panel. They have just invoiced me a further sum for dealing with the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?

As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your lawyer may levy a fee for this. The fee is not set by UBS but by your Crystal Palace property lawyer. Plenty of firms on the UBS panel will levy an ‘acting for lender’ fee but plenty of firms incorporate it on their overall fee.

My partner and I have organised the release of further funds on our home loan from Yorkshire BS as we want to conduct renovations to our property in Crystal Palace. Are we obliged to appoint a high street Crystal Palace solicitor on the Yorkshire BS conveyancing panel to deal with the paperwork?

Yorkshire BS do not ordinarily instruct firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS panel.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Crystal Palace. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Crystal Palace

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan.

I am on look out for some leasehold conveyancing in Crystal Palace. Before I set the wheels in motion I require certainty as to the unexpired term of the lease.

If the lease is recorded at the land registry - and almost all are in Crystal Palace - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the leaseholder of a basement flat in Crystal Palace. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the sum due for the purchase of the freehold?

Most certainly. We can put you in touch with a Crystal Palace conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Crystal Palace flat is Flat 1 4 Border Crescent in March 2012. the Tribunal decided that the sum payable by the Applicants to the Respondent in respect of the new lease for the subject property should be £11,616.00 (ElevenThousand and Six Hundred and Sixteen Pounds) This case was in relation to 1 flat. The remaining number of years on the lease was 72.04 years.

My husband and I are planning to purchase a 2 bedroom apartmentin Crystal Palace with a loan from a lender. We would like to retain our solicitor in Crystal Palace but our bank inform us now that he's not listed on their "panel". We have to appoint from the our mortgage company panel solicitors or stay with our Crystal Palace solicitor and incur the extra fees for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that our lender use our Crystal Palace lawyer?

Unfortunately,no. The bank home loan issued is subject to its terms and conditions, one of which will be that lawyers will on the lender's conveyancing panel. in the past, most lenders had open panels, including almost all conveyancing solicitors in Crystal Palace : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your mortgage company.