I just bought a flat at auction in South Norwood. Conveyancing is necessary. What is next?
Now that you are to in every practical sense signed on the dotted line you will need to appoint a conveyancing practitioner as a matter of priority as you will have a tight a fixed date to complete the deal. Every auction property will ordinarily have an associated legal pack. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold property the auction pack may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You must pass this on to your appointed conveyancing solicitor ASAP. You also need to ensure that your finances are organised to complete on the date specified in the contract.
We previously chose conveyancers locally in South Norwood on the Leeds Building Society solicitor panel. They are now charging me an additional charge for dealing with the Leeds Building Society mortgage. Is this a supplemental conveyancing fee specified by Leeds Building Society?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your solicitor is entitled to levy a fee for this. This charge is not dictated by Leeds Building Society but by your South Norwood property lawyer. Numerous firms on the Leeds Building Society panel will levy ’dealing with mortgage’ fee and others do not.
I recently had an offer agreed on a house in South Norwood. My financial adviser suggested a property lawyer. I paid an on account payment of £175. Not long after, the property lawyer called me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What will a local search tell me about the house I am buying in South Norwood?
South Norwood conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company such as Searches UK The local search plays a central part in many a South Norwood conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search will supply data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who conducted the conveyancing in South Norwood 10 years ago have long since closed. Will I be able to sell the house?
These day there are copies made of almost everything, and your lawyer should know precisely where to locate all the relevant paperwork so you may purchase or dispose of your property without any difficulty. Where duplicates can’t be located, your lawyer can arrange cover in the form of insurance or indemnities protecting you against possible claims on the premises.
I'm buying a new build house in South Norwood with a mortgage from Britannia. The sellers refused to move on the amount so I negotiated 6k of additionals instead. The house builders rep told me not disclose to my conveyancer about the extras as it will impact my loan with Britannia. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to instruct a conveyancing practitioner in South Norwood for my sale. Can I check a firm’s complaints history with the legal regulator?
Anyone may review published Solicitor Regulator Association (SRA) determinations resulting from investigations started on or after Jan 2008. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The regulator may monitor telephone calls for training reasons.