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Recently asked questions about conveyancing in Anerley

The owners of the property we are hoping to buy have instructed a conveyancing solicitor in Anerley who has recommended a lock out agreement with a deposit two thousand pounds. Are such contracts generally advanced for Anerley conveyancing transactions?

There are a couple of primary concerns with signing a lock out agreement (also referred to as a no-shop agreement) is that it takes away the focus from progressing with the conveyancing process, so in the absence of it needing minimal or no negotiation then it could turn out to be unhelpful. It is not promoted by Anerley conveyancing solicitors as a result. A further negative is the extent of the remedies available - a jilted buyer is very unlikely to be granted injunctive relief to bar the owner selling to another buyer, so the only remedy available under the contract will be the reimbursement of wasted charges and, in rare situations, the additional payment of penalties.

It is 10 years ago since I bought my home in Anerley. Conveyancing solicitors have recently been appointed on the sale but I can't track down my title deeds. Is this a problem?

You need not be too concerned. Firstly there is a chance that the deeds will be kept by your lender or they may be in the possession of the conveyancers who oversaw your purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Almost all conveyancing in Anerley relates to registered property but in the rare situation where your home is not registered it is more problematic but is not insurmountable.

five months have gone by since my purchase conveyancing in Anerley completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am looking for a flat up to £235,500 and found one near me in Anerley I like with amenity areas and railway links nearby, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Anerley in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?

Should you require a home loan the remaining unexpired lease term will be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.

Taking into account that I am about to spend hundreds of thousands of pounds on a garden flat in Anerley I wish to talk to a conveyancer regarding thehome move in advance of instructing the firm. Can this be arranged?

This is something that we recommend - we would be happy to talk to you we do not take any clients on without you liaising with the conveyancer who will be carrying out your conveyancing in Anerley.There is no ‘factory style conveyancing’ - every client is an important person, not a file reference. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in Anerley should be the amount on the final invoice that you are charged.

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