We selected a high street solicitor for our conveyancing in South Croydon recently. After carefully reading the Ts and Cs I seewe are responsible for costs even where the transaction does not complete. Should I ditch them and select an on-line conveyancing brokerage promising no completion no cost conveyancing in South Croydon?

Generally there is a concession along the lines that if "No Completion No Fee" is offered then the conveyancing charges will tend to be be uplifted to neutralise the cases that do not proceed. You should be mindful that these schemes rarely protect you from disbursements for instance South Croydon conveyancing search fees.

Can you help - my lawyer says that breach of easement insurance is required on my purchase. What is the level of cover for South Croydon conveyancing?

The appropriate level of breach of easement indemnity insurance should be dictated by who who your lender is. It would differ for example between and . Conveyancing lawyers as opposed to members of the public take out such insurances.

We had selected conveyancing lawyers with offices in South Croydon on the solicitor panel. They are now charging me an additional fee for the legal aspects of the mortgage. Is this a supplemental conveyancing fee specified by ?

Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your may charge a fee for this. The charge is not set by but by your South Croydon . Some firms on the panel will quote ’dealing with mortgage’ fee but many firms include it on their overall fee.

I have decided to exercise my right to buy my property in South Croydon off the council. I have a mortgage agreed with . Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with , you will need to appoint a solicitor on the conveyancing panel.

Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when buying a property in South Croydon?

Unless a prior acquisition of the house completed post 12 October 2013 you can expect solicitors handling conveyancing in South Croydon to remain encouraging a chancel search and or chancel repair liability insurance.

The deeds to our house can not be found. The lawyers who handled the conveyancing in South Croydon 10 years ago have long since closed. What do I do?

These day there are duplicates made of almost everything, and your conveyancer should know exactly where to find all the relevant documentation so you may buy or sell your house without a hitch. Where copies can’t be located, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on the property.

I purchased a studio flat in South Croydon, conveyancing was carried out 1995. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in South Croydon with over 90 years remaining are worth £165,000. The ground rent is £45 invoiced annually. The lease finishes on 21st October 50

You have 50 years left to run the likely cost is going to be between £36,100 and £41,800 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information before seeking the advice of a professional.