We were just about to sign contracts for a ground floor flat in South Croydon. We have hit a problem. Our mortgage offer with Leeds Building Society runs out on 16/10/2025 but the sellers are putting forward a completion date of 20/10/2025. Is it possible to extend the mortgage expiry date?

The best person to address this concern is your conveyancer who should determine if he or she is corresponding with the mortgage company, vendor’s representatives, property agents or possibly all parties taking into account what has happend in your transaction to date.

I am buying a property and need a conveyancing solicitor in South Croydon who is on the Chelsea Building Society conveyancing. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Chelsea Building Society in certain locations such as South Croydon. We dont recommend any particular firm.

Are there restrictive covenants that are commonly picked up as part of conveyancing in South Croydon?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in South Croydon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying my first flat in South Croydon with a loan from Skipton Building Society. The sellers refused to budge the amount so I negotiated 6k of extras instead. The property agent advised me not inform my solicitor about this deal as it could put at risk my mortgage with Skipton Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am buying a flat and need a conveyancing solicitor in South Croydon who is on the mortgage company approved panel. Can you recommend a South Croydon or local South Croydon solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the bank who do conveyancing in South Croydon. We dont recommend any particular firm.