IfI were to acquire a simple residential housein Balham for cash and have no survey and no local authority searches how much would I expect to have to pay for conveyancing in Balham?
The only reduction in fees you would make on is the disbursement for searches. The property lawyer is obliged to do the vast majority of work - money laundering, communicating with your sellers solicitor, SDLT return, register the title etc. You might save a bit for them not needing to register a mortgage however it won't be a lot.
I am due to exchange contracts on my flat. I had a double glazing fitted in July 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Principality are being pedantic. The Balham solicitor who is on the Principality conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Santander have agreed my mortgage in principle, my offer on a house in Balham has been agreed to, now what?
Your estate agent will wish to know who your solicitors are (be sure the solicitors are on the lender’s panel). Contact Santander or the financial adviser and complete any appropriate documentation. Santander will appoint a valuer who will get in touch with the estate agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes about a fortnight to get a mortgage offer. Santander will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Balham.
My offer on a semi in Balham has been accepted, the owners do nevertheless have a connected purchase. The vendors have offered on a property, however it’s not been accepted yet, and have viewings of other flats in the pipeline. I have selected a nearby conveyancing solicitor in Balham. What do I do now? When do I get the mortgage application with Santander going?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx one thousand pounds, then survey, Balham conveyancing search costs, etc). First, you must ensure that your lawyer is on the Santander conveyancing panel. Regarding the next phase this very much depends on the uniqueness of your case, desire for this property and on the state of the market. During a buoyant market some home buyers will apply for a home loan with Santander and pay for the valuation and only if it was satisfactory would they request their lawyer to press on with the conveyancing in Balham.
I require fast conveyancing in Balham as I have a deadline to sign on the dotted line within 2 weeks. Fortunately I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are not taking a home loan you are at liberty not to do searches although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Balham the following are examples of what can appear and adversely impact future mortgageability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...
I'm refinancing my existing property to a buy to let loan with Barclays Direct and intend to use the remaining equity towards a second house. The neighborhood we are talking about is Balham. Will your solicitors be able to act for both sets of lenders and tie in the two deals?
Do use our search tool on this page to ensure that the solicitors are approved by both mortgage companies. Assuming that they are your solicitor should be able to tie up the two deals but you should talk with you lawyer and make clear your desired outcome and needs.
Been on the hunt for a property lawyer for leasehold sale conveyancing in Balham. I'm selling, uncomplicated no mortgage to discharge, no hurry, currently vacant. Received a quote from a conveyancer for nine hundred pounds excluding VAT which is a tad steep given that its so straightforward. Can I pay less for conveyancing in Balham?
As it’s a sale only, £450 + VAT would be about the best for sale conveyancing in Balham.