Find a Horley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Horley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Horley transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Horley conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Horley

Would the conveyancing practitioners identified through your search tool perform right to buy conveyancing in Horley?

We work with a variety of conveyancing specialists carrying out right to buy conveyancing Please e-mail the solicitors listed in order to secure a costs calculation.

We're in Horley, FTBs purchasing with a mortgage (lender is Lloyds , and our solicitor is on the Lloyds conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Lloyds conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

I have been on the look out for a flat up to £305k and found one close by in Horley I like with a park and railway links in the vicinity, the downside is that it only has 49 years unexpired on the lease. There is not much else in Horley for this price, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.

Should I be wary by estate agents that I am dealing with are encouraging me to use a web based conveyancing firm as opposed to a local Horley conveyancing practice?

As with many service providers, often recommendations from connections can be very helpful. Nevertheless there are lots of parties with a vested interest in a conveyancing deal; estate agents, financial adviser and banks might all put forward lawyers to choose. Sometimes these conveyancers might be known to one of the organisations as experts in their field, but sometimes there is an underlying commercial relationship behind the endorsement. You have the right to choose your own conveyancer. You need to be aware that some lenders specify a panel list of conveyancers you have to use for the lender related work in your transaction.

My wife and I about to complete buying a property in Horley but as a result of damage from the recent storms I have negotiated recompense from the seller of four thousand pounds by way of a deduction in the price. I had intended this to be dealt with as part of the conveyancing process but the bank will not permit this. Why were they informed?

Your conveyancing practitioner that is on the mortgage company conveyancing panel is obliged to advise the lender of any variations to the purchase price. If you were to refuse your lawyer to notify the reduction to your mortgage company then they would need to refrain from acting for you and the lender.

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