Have just purchased a repossessed house at auction in Epsom. Conveyancing is required. What happens now?

Now that you are legally bound yourself to purchase you will need to choose a conveyancing practitioner as a matter of priority as you are faced with a tight a fixed date to complete the conveyancing. All auction property will ordinarily have a corresponding legal set of papers. This should include most,if not all of the paperwork that your solicitor will need. If you have purchased leasehold property the legal pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You must hand this to the lawyer working for you at the earliest opportunity. You also need to ensure that that you have the requisite funding organised to complete the transaction on the set completion date.

My wife and I buying a end of terrace house in Epsom. We would like to carry out a loft conversion at the property.Will legal work on the property include checks to see if these works were previously refused?

Your conveyancer should review the deeds as conveyancing in Epsom can sometimes reveal restrictions in the title documents which prohibit categories of changes or require the consent of a 3rd party. Certain additions call for local authority planning consent and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.

Is it the case that all Epsom solicitors on the Kent Reliance conveyancing panel are overseen by the SRA?

As a firm of solicitors, in order to be on the Kent Reliance conveyancing panel they would need to be governed by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such organisation would be governed by the CLC.

How does conveyancing in Epsom differ for new build properties?

Most buyers of new build residence in Epsom come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is ready to move into. This is because developers in Epsom typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Epsom or who has acted in the same development.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Epsom is where the house is located. Can you offer any advice?

Flying freeholds in Epsom are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Epsom you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Epsom may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

We are a fortnight into a leasehold purchase having been recommend to solicitors by the selling agent to execute conveyancing in Epsom. I am am extremely dissatisfied with the quality of service. Can you you assist me in finding new conveyancers?

A conveyancer would need to be very bad in order to consider replacing them. Has your loan offer been issued? In the event that it has you must make them aware of the replacement solicitor and have the offer are re-sent. The conveyancer needs to be on the lenders approved list to avoid added costs and complications. That should be your first question of the new lawyers. Our search tool can assist you in finding a lender approved lawyer for your conveyancing in Epsom

Looking forward to complete next month on a studio apartment in Epsom. Conveyancing lawyers have said that they are sending me a report on Monday. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Epsom should include some of the following:

The total extent of the property. This might be the property itself but might include a attic or cellar if appropriate. What options are available to the landlord where you breach a clause of your lease? Are you allowed to have a pet in the flat? You should be informed what counts as a Nuisance as far as the lease is concerned You should have a good understanding of the building insurance obligations

I have tried to negotiate informally with with my landlord to extend my lease without getting anywhere. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Epsom conveyancing firm to help?

Absolutely. We can put you in touch with a Epsom conveyancing firm who can help.

An example of a Lease Extension case for a Epsom residence is 33 The Maisonettes Alberta Avenue in June 2014. the Tribunal decided that the premium payable for the grant of a new lease be the sum of £20,680 (Twenty Thousand six hundred and eighty pounds). This case affected 1 flat. The unexpired term as at the valuation date was 60.43 years.