We were just about to exchange contracts for a ground floor flat in Epsom. We encountered a snag. Our mortgage offer with Yorkshire Building Society runs out on 16/4/2026 but the sellers are suggesting a completion date of 20/4/2026. Can one extend the loan offer?

The best person to deal with your question is your solicitors who will hopefully assess whether they corresponding with the lender, seller’s lawyers, selling agents or conceivably all three given the history of your transaction as of today.

I am due to move property in April. Does my conveyancing solicitor update the removal company on the day of completion. On a separate note, can you suggest a removal company in Epsom. Conveyancing lawyer was found before I stumbled across your page.

On the day of completion you will need to collect the keys from your estate agent but this should only take place once the previous owners conveyancers confirm to the agent that the monies to complete are in and the keys can be handed over. You will need to advise the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can help you locate a residential property solicitor in Epsom or a solicitor with expertise in conveyancing in Epsom.

I had a mortgage agreed in principle with Yorkshire BS. Epsom conveyancing lawyers have been appointed. What is the average time that one could expect to receive a mortgage offer from Yorkshire BS?

There is no definitive answer here. Have Yorkshire BS done the survey? Have you informed Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

After what seems like an age I have had an offer on an apartment in Epsom agreed to, but there is a chain. The owners have placed an offer on a flat, however it’s not yet tied up, and have viewings of other flats in the pipeline. I have chosen a high street conveyancing solicitor in Epsom. What should be my next step? When do I get the mortgage application with Skipton going?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx one thousand pounds, then survey, Epsom conveyancing search costs, etc). First, you must check that your conveyancing practitioner is on the Skipton conveyancing panel. Regarding the subsequent steps this very much dictated by the specifics of your case, motivation for the property and on the state of the market. During a hot market the majority of home buyers will apply for a home loan with Skipton and pay for the valuation and only if it comes back ok would they pay their property lawyer to press on with searches.

I am buying a new build apartment in Epsom. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Epsom

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

As co-executor for the will of my uncle I am selling a house in Cardiff but I am based in Epsom. My conveyancer (who is 200 kilometers awayhas requested that I sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing practitioner in Epsom who can witness and place their company stamp on the document?

strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Epsom based

I've found a house that seems to meet my requirements, at a great price which is making it more attractive. I have since found out that it's a leasehold rather than freehold. I am assuming that there are issues buying a leasehold house in Epsom. Conveyancing solicitors have are about to be appointed. Will they explain the issues?

Most houses in Epsom are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in Epsom so you should seriously consider shopping around for a Epsom conveyancing solicitor and check that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a leaseholder you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as requiring the freeholder’sconsent to carry out alterations. You may also be required to pay a contribution towards the upkeep of the estate where the house is located on an estate. Your solicitor should report to you on the legal implications.

My wife and I have hit a brick wall in trying to purchase the freehold in Epsom. Can the Leasehold Valuation Tribunal adjudicate on premiums?

You certainly can. We are happy to put you in touch with a Epsom conveyancing firm who can help.

An example of a Lease Extension decision for a Epsom property is 33 The Maisonettes Alberta Avenue in June 2014. the Tribunal decided that the premium payable for the grant of a new lease be the sum of £20,680 (Twenty Thousand six hundred and eighty pounds). This case related to 1 flat. The unexpired term as at the valuation date was 60.43 years.