I am the registered owner of a freehold property in Tadworth but nevertheless invoiced for rent, why is this and what is this?

It’s unusual for properties in Tadworth and has limited impact for conveyancing in Tadworth but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.

Do I have to pop into the offices of the solicitor to sign the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Tadworth so that I can attend their offices if required.

Nowadays conveyancing panel lawyers for banks carry out all of the communications through the post, internet or over the phone. This enables them to conduct the conveyancing transaction no matter where you live in the country. Nevertheless you can check if you have the option of visiting the offices of your conveyancing lawyer if needed.

Will commercial conveyancing searches reveal planned roadworks that could affect a commercial site in Tadworth?

Its becoming the norm that commercial conveyancing solicitors in Tadworth will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Tadworth. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Tadworth.

For every commercial conveyancing transaction in Tadworth it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could cause delays to Tadworth commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Tadworth.

I am buying my first flat in Tadworth benefiting from help to buy. The sellers would not budge the price so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not reveal to my solicitor about the side-deal as it would adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Should one remove a departed person's name from the title deeds for a house in Tadworth?

If a Tadworth property is jointly owned and one of the owners dies, their name will not automatically be removed from the title deeds. It is not necessary to amend the title as in the event of a disposal your conveyancer would just be asked to supply proof why the other owner is not included in the transfer, such as the probate documents.

With the aim of making things smoother in the future you may arrange to have the deceased party erased from the title entries by applying to HMLR with proof of the death. There is no land registry fee payable.