My grandfather passed away six months ago and as sole heir and executor I was left the property in Tadworth. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to , pay off the mortgage. Is this allowed?
If you intend to refinance then will insist on your using a conveyancer on the conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the mortgage is registered as a charge at the Land Registry.
We are downsizing from our home in Tadworth and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed a nationwide conveyancing practice as opposed to a conveyancing solicitor in Tadworth. We have lived in Tadworth for six years we know that this is a non issue. Do we get in touch with our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Due to the advice of my in-laws I had a survey completed on a house in Tadworth before retaining conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies will refuse to grant a loan on this type of home.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you e-mail us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Tadworth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Tadworth to see if the conveyancing costs will increase in light of this.
How difficult is it to swap solicitor as I need to appoint one who is on the conveyancing panel. I hired a local conveyancing solicitor in Tadworth five minutes from me but he is not approved by
It would be our pleasure to assist you select a conveyancing solicitor in Tadworth on the panel. Please note that the conveyancers that we on the directory do not pay us a referral fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Tadworth. In utilising the find a conveyancing solicitor tool on this page, you can compare fees for conveyancing solicitors in Tadworth and throughout England and Wales.
I am 17 days into a residential purchase having been recommend to a firm by the estate agent to do our conveyancing in Tadworth. I am am extremely dissatisfied with the level of service. Can you help me find new conveyancers?
A lawyer would have to be really bad in order to consider diss instructing them. Has the mortgage offer been sent? If so you must advise them of the replacement lawyer and get the loan are issued to the new lawyers. Your solicitor ideally needs to be on the banks approved list to avoid added costs and delays. That should be your starting point. The find a solicitor tool can help you find a lender approved solicitor for your conveyancing in Tadworth