We are a couple about to exchange contracts for a leasehold flat in Molesey. We have hit a snag. Our loan offer with Yorkshire Building Society expires on 2/12/2025 but the owners are putting forward a completion date of 4/12/2025. Is it possible to extend the mortgage offer?
The person best placed to deal with your issue is your conveyancer who will hopefully calculate if they corresponding with the mortgage broker, vendor’s conveyancers, estate agents or possibly all parties based on the circumstances your house move to date.
It is is a decade since I bought my home in Molesey. Conveyancing lawyers have just been instructed on the sale but I can't track down my title deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by the lender or they may be in the possession of the conveyancers who oversaw your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Almost all conveyancing in Molesey relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
There are a variety of conveyancing solicitors in Molesey but how do I know who's good?
Do not opt for the cheapest Molesey conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
A colleague informed me that in buying a property in Molesey there may be a number of restrictions preventing external changes to the property. Is this right?
There are anumerous of properties in Molesey which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Molesey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
At last I have had an offer on a maisonette in Molesey agreed to, but there is a chain. The sellers have offered on a flat, however it’s not yet tied up, and are looking at other properties booked. I have instructed a nearby conveyancing solicitor in Molesey. What do I do now? At what stage should I apply for the mortgage with UBS?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then valuation, Molesey conveyancing search charges, etc). The first course of action is to ensure that your property lawyer is on the UBS conveyancing panel. As to the subsequent steps this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. In a rising market many buyers would apply for the mortgage with UBS and pay for the valuation and only if it comes back ok would they ask their property lawyer to move forward with the conveyancing in Molesey.
It has been four months since my purchase conveyancing in Molesey took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Is it possible to change conveyancer as I have to retain a firm on the Coventry Building Society conveyancing list. I was using a family conveyancing solicitor in Molesey round the corner but he is not accepted by Coventry Building Society
It would be our pleasure to help you select a conveyancing solicitor in Molesey on the Coventry Building Society panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Molesey. Using search facility on this website, you can scrutinise charges for conveyancing solicitors in Molesey and throughout England and Wales.