My partner and I are purchasing a brand new apartment in Hanworth and my solicitor is informing me that she has to the lender to disclose incentives from the developer. I am nearing the developer’s deadline to exchange contracts and I have no desire to prolong matters. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I completed on my flat on 4 October and the transaction details is not yet registered. Any reason for this? My conveyancing solicitor in Hanworth expressed confidence that it will be recorded in a couple of weeks. Are titles in Hanworth particularly slow to register?

There is nothing unique about conveyancing in Hanworth registration formalities. Rather than based on location, timescales can differ according to the party submitting the application, whether there are errors and if the Land registry need to notify any other persons or bodies. At present approximately three quarters of such applications are completed within two weeks but some can be subject to protracted delays. Registration occurs once the buyer is living at the property therefore an expedited registration is not usually primary concern yet where there is a degree of urgency associated with the registration then you or your lawyers should contact the land registry and explain the circumstances.

I'm purchasing a new build house in Hanworth with the aid of help to buy. The builders refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not disclose to my conveyancer about this deal as it would affect my loan with National Westminster Bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader intending to lease a unit on the high street. Can you recommend lawyers offering no-sale-no charges for commercial conveyancing in Hanworth for under 1500k?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Hanworth, including the sale and purchase of businesses as well as simply property. If you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a whole business we can find you the right solicitor. As for the fees this will depend on the structure and nuances of the deal. Please provide us with your details or email us so that we may supply you with a detailed commercial conveyancing calculation.

I am buying a flat mortgage free. My lawyer has been given with 2 distinct evidence of photo identification, bank statement, multiple utility bills. Now he wants a copy from a probate lawyer stating that the funds are legitimate and that it has come from inheritance and not dealing E's in Ibiza.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Hanworth conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.