Are the BSA intent on creating a online directory to to identify law firms on the Earl Shilton BS conveyancing panel for example in Slough?
We are not aware of any plans on the part of the BSA to develop such a search facility.
What is your number one tip for choosing a conveyancing solicitor in Slough
It would be unwise to be swayed by the lowest Slough conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am currently in the process of buying my council flat in Slough. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
At last I have had an offer on a flat in Slough accepted, but there is a chain. The owners have placed an offer on a flat, but it’s not been accepted yet, and are looking at other apartments booked. I have instructed a high street conveyancing solicitor in Slough. What should be my next step? At what point should I apply for the mortgage with TSB?
It is normal to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of £1k, then valuation, Slough conveyancing search costs, etc). The first course of action is to ensure that your conveyancer is on the TSB conveyancing panel. Concerning the subsequent stages this very much depends on the specifics of your case, attraction to the property and on the state of the market. During a buoyant market many buyers would apply for a home loan with TSB and pay for the valuation and only if it was satisfactory would they ask their lawyer to press on with searches.
I'm buying a new build house in Slough with a mortgage from Chelsea Building Society. The builders would not move on the price so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not to tell my lawyer about this side-deal as it would adversely affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm converting the mortgage on my current property to a buy to let loan with Bank of Ireland and I will use the ballance of the raised equity as a deposit on a second house. The location we are interested in is Slough. Will your solicitors be able to act for both sets of lenders and link together the transactions?
Make use of our search tool on this site to ensure that the lawyers are approved by both mortgage companies. Assuming that they are the lawyer should be able to connect the two deals but you should have a chat with you lawyer and specify your desired outcome and needs.
I need to instruct a conveyancing solicitor for sale conveyancing in Slough. I've chance upon a web site which seems to have the ideal answer If it is possible to get all the legals done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?