It is a dozen years since I purchased my property in Slough. Conveyancing lawyers have now been appointed on the sale but I can't find my title documents. Will this cause complications?
Don’t worry too much. Firstly there is a chance that the deeds will be kept by your lender or they may be in the possession of the lawyers who handled your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Slough relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
I have been recommended a conveyancing solicitor in Slough. I need to find out if they are on the Yorkshire Building Society approved list of lawyers. Can you help?
You should e-mail your conveyancer and ask them whether they are on the lender panel. Otherwise you can get in touch with Yorkshire Building Society who may be able to assist.
We are due to move property in October. Will my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you suggest a removal company in Slough. Conveyancing firm was organised before I stumbled across this site.
On the day of completion you will need to collect the keys from your estate agent however this should only be done when the sellers conveyancers confirm to the agent that they have the completion monies and the keys can be passed over. You can tell the removal men that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can help you find a conveyancing in Slough or a solicitor that specialises in conveyancing in Slough.
We have a mortgage agreed in principle with HSBC. Slough conveyancing solicitors were selected. What is the average time that one could expect to receive a mortgage offer from HSBC?
There is no definitive answer here. Have HSBC done the survey? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I recently had an offer accepted on an apartment in Slough. My financial adviser pressured me to appoint their lawyer. I paid an advanced payment of £175. A couple of days later, the solicitor called me embarrassingly acknowledging that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am looking for a ground for flat up to £245,000 and found one round the corner in Slough I like with open areas and station in the vicinity, the downside is that it's only got 49 years on the lease. I can't really find anything else in Slough in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan the remaining unexpired lease term will likely be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
What does commercial conveyancing in Slough cover?
Slough conveyancing for business premises incorporates a broad array of services, supplied by regulated solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.