I am expecting a mortgage offer from Halifax. I would like to instruct a Licensed Conveyancer in Farnham Common. Does the Halifax Conveyancing panel exclude conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
How up to date is your search tool for Farnham Common conveyancing solicitors on the Lloyds conveyancing panel? Do Lloyds send you an updated list?
Farnham Common conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
Do I have to visit the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Farnham Common so that I can pop in to their offices if necessary.
Whereas this was necessary 15 years ago, most mortgage companies no longer need their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to supply identification documents and there are still distinct advantages to instructing a local ayer, in your situation a conveyancing solicitor in Farnham Common.
Just bought a semi-detached house in Farnham Common , how long will it take for the Land Registry to register my ownership? My Farnham Common conveyancing solicitor has been painfully slow, so I want to be certain the registration is concluded.
There is nothing unique when it comes to conveyancing in Farnham Common registration formalities. As opposed to being determined by geographic area, timescales can differ depending on the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd parties. Currently roughly 80% of such applications are fully dealt with in less than three weeks but some can be subject to protracted delays. Registration occurs after the buyer is living at the property therefore post completion formalities is not always primary concern yet if there is a degree of urgency associated with the registration then you or your lawyers can contact the land registry and explain the circumstances.
Due to the advice of my in-laws I had a survey completed on a property in Farnham Common in advance of retaining solicitors. I have been informed that there is a flying freehold element to the house. The surveyor advised that some lenders may refuse to give a mortgage on a flying freehold home.
It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Farnham Common. Conveyancing may be slightly more expensive based on your lender's requirements.