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Find a Langley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Langley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Langley transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Langley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Langley

My conveyancer has discovered a a legal deficiency with the lease for the property we are buying in Langley. The seller’s lawyers have suggested defective title insurance as a workaround. We are content with insurance and will pay for it. Our conveyancer says that he must ensure that the bank is happy with this solution. Who is the client here, us or the lender?

Regardless of the fact that you have a mortgage offer from the bank does not mean to say that the property will meet their specifications for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the bank are the client. These conveyancing instructions must be adhered to.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Langley?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Langley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Is there anything unique about your site and alternative online quote calculators for conveyancing in Langley?

At this site get an accurate quote from a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Langley. As opposed to estate agents and many comparison sites we do not operate kick-back deals with solicitors. Some agents and online brokers 'recommend' the firm that pays the most kickback, rather than the best value conveyancing in Langley

My husband and I are new on the property ladder - agreed a price, but the property agent told us that the seller will only proceed if we instruct their preferred solicitors as they need a ‘quick sale’. My instinct tells me that we should use a high street conveyancer accustomed to conveyancing in Langley

It is unlikely the owners are behind this. If they want ‘a quick sale', taking such a hostile approach to a serious purchaser is going to damage their objectives. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are ready to progress, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you will continue to use your preferred Langley conveyancing solicitors - rather thanthose that will provide their negotiator at the agency a commission or hit his conveyancing thresholds demanded by HQ.

My nephew is about to join the property ladder, the home loan was agreed last week in principle. One the seller agreed the offer on the apartment we rang the mortgage company to issue the formal offer. We were very surprised to hear that mortgage lenders do not accept all lawyer, they need to be on their approved list, is this legal?

Mortgage Companies ordinarily imposes restrictions either the type or the number of conveyancing practices on their approved list of lawyers. Typical examples of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Langley lawyer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Probably not.

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