I have been referred to a conveyancing solicitor in Wokingham. I I am struggling to find out whether they are on the The Mortgage Works conveyancing panel. Could you help?

You should e-mail the lawyer and enquire whether they can act for the bank. Alternatively you should get in touch with The Mortgage Works who may be able to help.

I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a house in Wokingham? or I am told that there is a law dating back centuries that could mean that owners of property living in a parish church boundary will be compelled to pay for maintenance towards the chancel within the church. Is this relevant for conveyancing in Wokingham?

Unless a prior purchase of the house completed after 12 October 2013 you may assume that lawyers carrying out conveyancing in Wokingham to continue to propose a a chancel search and or chancel repair liability insurance.

I'm remortgaging my current property to a BTL loan with TSB and intend to use the remaining equity as a deposit on another house. The neighborhood we are talking about is Wokingham. Will your conveyancers be able to act for both sets of banks and tie in the two deals?

Make use of our search tool on this site to check that the solicitors are approved by both lenders. Having checked that they are your conveyancer should be able to simultaneously deal with the two transactions but you should talk with you lawyer and make apparent your expectations and requirements.

I today plan to offer on a house that appears to meet my requirements, at a reasonable figure which is making it all the more appealing. I have subsequently found out that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Wokingham. Conveyancing solicitors have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Wokingham ?

The majority of houses in Wokingham are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. It is clear that you are purchasing in Wokingham so you should seriously consider looking for a Wokingham conveyancing solicitor and check that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. Being a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example requiring the freeholder’spermission to conduct alterations. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is located on an estate. Your lawyer will report to you on the legal implications.

Wokingham Leasehold Conveyancing - Examples of Questions you should consider Prior to Purchasing

The prefered form of lease structure is a share of the freehold. In this arrangement the lessees enjoy control and notwithstanding that a managing agent is usually retained where the building is larger than a house conversion, the managing agent is directed by the tenants. Best to be warned whether a new roof is being put on or some other significant cost is pending to be shared between the leasehold owners and will materially increase the the service charges or result in a one off payment. Who manages the block?

Our financial adviser has suggested using their solicitor for our conveyancing in Wokingham - Is it not simpler advisable to just use them?

You need to establish if the estate agent is recommending a solicitor or introducing to a conveyancer. There are plenty of Wokingham selling agents who recommend two or three Wokingham conveyancing firms and get nothing from it.