Can the conveyancing lawyers listed on your site conduct right to buy conveyancing in Wokingham?
We work with a variety of conveyancing conveyancers carrying out right to buy transactions You should e-mail the lawyers listed with a view to obtain a costs calculation.
We are buying a property and need a conveyancing solicitor in Wokingham who is on the Co-operative solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Wokingham.
My wife and I own a 4 bedroom Georgian property in Wokingham. Conveyancing practitioner represented me and The Mortgage Works. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the exact same address. Is it worth asking The Mortgage Works to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wokingham and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.
How does conveyancing in Wokingham differ for newly converted properties?
Most buyers of new build property in Wokingham contact us having been asked by the seller to sign contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Wokingham typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Wokingham or who has acted in the same development.
I opted to have a survey done on a property in Wokingham prior to retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some banks tend refuse to grant a loan on this type of home.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Wokingham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wokingham to see if the conveyancing will be more expensive.