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Find a Winnersh Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Winnersh? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Winnersh home move at risk of delay or failure.

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Recently asked questions about conveyancing in Winnersh

A friend pointed out to me me that in buying a property in Winnersh there may be various restrictions preventing external changes to a property. Is this right?

There are a number of properties in Winnersh which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Winnersh should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I had a mortgage agreed in principle with Nationwide. Winnersh conveyancing lawyers are chosen. How long does it take for Nationwide to send the offer to the solicitor?

There is no definitive answer here. Have Nationwide done the valuation? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

My wife and I are in the throws of looking at apartments in Winnersh and I am about to put in an offer. Should I already have a lawyer appointed at this stage? I intend to finance via a home loan with HSBC.

You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are getting a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.

I have been told that property searches are the primary reason for obstruction in Winnersh conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances during the legal transfer of property. Local searches are unlikely to be the root cause of slowing down conveyancing in Winnersh.

I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Winnersh is where the house is located. What do you suggest?

Flying freeholds in Winnersh are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Winnersh you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Winnersh may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Am I best advised to choose a Winnersh conveyancing solicitor based in the location that I am buying? I have an old university friend who can execute the conveyancing but her office is 200kilometers away.

The primary upside of using a high street Winnersh conveyancing practice is that you can visit the firm to sign paperwork, deliver your identification documents and apply pressure on them if necessary. Having local Winnersh know how is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and the majority were impressed that should trump using an unfamiliar Winnersh conveyancing solicitor solely due to them being round the corner.

I am in need of some leasehold conveyancing in Winnersh. Before diving in I want to be sure as to the remaining lease term.

Assuming the lease is registered - and most are in Winnersh - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I inherited a 2 bed flat in Winnersh, conveyancing having been completed October 1998. Can you work out an approximate cost of a lease extension? Equivalent properties in Winnersh with an extended lease are worth £192,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease expires on 21st October 2075

You have 54 years remaining on your lease we estimate the price of your lease extension to span between £32,300 and £37,400 as well as plus your own and the landlord's "reasonable" professional fees.

The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.

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Find out more about how flying freehold can affect your the value of a property.