Me and my wife are acquiring a flat in Winnersh. My lawyer is not listed on the bank solicitor panel. Am I still permitted to continue with my Winnersh conveyancing solicitor even though they are not on the bank panel?

You have a couple of alternatives available to you here

• Carry on with your preferred Winnersh conveyancer but your bank will undoubtedly retain a solicitor from their approved list. The net result is additional fees and potential delay.
• Choose a fresh conveyancer to act in the purchase, making sure they are on the mortgage company conveyancing panel.
• Convince your conveyancing practitioner to do everything within their powers to join the mortgage company conveyancing panel

I am only a couple days away from an exchange on a flat in Winnersh and my parents have sent the ten percent deposit to my conveyancer. I am now advised that as the deposit has been received from someone other than me my lawyer needs to disclose this to my lender. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is not just from me. I advised the bank about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?

The conveyancing practitioner is legally required to check with the bank to make sure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only report this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

At what point will exchange of contracts happen for domestic conveyancing in Winnersh and am I required to attend the solicitors branch?

If you are near to our conveyancing solicitors in Winnersh you are welcome to come in to sign contracts. However, the lender approved solicitors we recommend offer countrywide coverage for conveyancing and give just as comprehensive and professional a job for you when dealing with you digitally. The signing of the contract is not the important part. A signed contract is just a prerequisite for the solicitor to address the formalities at the suitable time, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Winnersh)to be in the office at the appropriate time.

We are purchasing a house and the conveyancer has raised the issue of Chancel Repair for which the property may be liable because it falls into the area of such a church. He has suggested insurance. Is this strictly warranted for conveyancing in Winnersh

Unless a prior acquisition of the property took place post 12 October 2013 you may assume that solicitors handling conveyancing in Winnersh to continue to advocate a chancel search and or insurance against a claim.

How difficult is it to change conveyancer as I have to instruct one who is on the Birmingham Midshires conveyancing list. I instructed a family conveyancing solicitor in Winnersh round the corner but the firm is not approved by Birmingham Midshires

It would be our pleasure to help you select a conveyancing solicitor in Winnersh on the Birmingham Midshires panel. Please note that the solicitors that we list do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Winnersh. In utilising the find a conveyancing solicitor tool on this page, you can scrutinise costs for conveyancing solicitors in Winnersh and beyond.