lenderpanel

Find a Caversham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Caversham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Caversham home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Caversham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Caversham

A relative recommended that if I am purchasing in Caversham I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is usually quoted for as part of the standard Caversham conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Caversham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Caversham Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Caversham Education with plans and statistics, Local Amenities and other useful information regarding Caversham.

Are there restrictive covenants that are commonly picked up during conveyancing in Caversham?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Caversham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm purchasing a new build house in Caversham with the aid of help to buy. The builders refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not to tell my lawyer about the deal as it could affect my loan with Birmingham Midshires. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Caversham is where the house is located. Can you offer any guidance?

Flying freeholds in Caversham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Caversham you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Caversham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

What does commercial conveyancing in Caversham cover?

Non domestic conveyancing in Caversham covers a broad range of advice, provided by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.

Last updated

Find out more about how flying freehold can affect your the value of a property.