We are hoping to acquire a 3 bedroom flat in Tadley with a mortgage. We wish to retain our Tadley conveyancer, however the bank advise he's not on their "panel". We have to appoint one of the bank panel firms or retain our Tadley property lawyer as well as pay for one of their panel lawyers to act for them. This seems very unfair; is there anything we can do?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Tadley conveyancing solicitor to apply to be on the conveyancing panel.

We are buying a property and require a conveyancing solicitor in Tadley who is on the Barclays approved panel. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Tadley.

I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, no chain conveyancing. Tadley is the location of the property. Can you shed any light on this issue?

Flying freeholds in Tadley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Tadley you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Tadley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

My husband and I are first time buyers - had an offer accepted, but the estate agent informed us that the vendor will only move forward if we appoint the agent's recommended conveyancers as they are insisting on a ‘quick sale’. We would rather use a high street solicitor used to conveyancing in Tadley

We suspect that the seller is not behind this demand. Should the vendor desire ‘a quick sale', taking such a hostile approach to a motivated purchaser is likely to cause more damage than good. Speak to the vendors direct and explain that (a)you are motivated purchasers (b)you are ready to go, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you are going to appoint your preferred Tadley conveyancing solicitors - not the ones that will give their negotiator at the agency a referral fee or meet his conveyancing targets demanded by corporate headquarters.

What can I do to determine who is the owner of a property in Tadley?

Provided the property is recorded at the Land Registry, and you have sufficient information of the location of the premises, you should be able to see results from the HM Land Registry of the registered owner for a fee.