At long last a mortgage agreement from Santander for the refinancing of my 4 bedroom flat is expected by the end of next week. Can you put forward a cheap conveyancing lawyer in Basingstoke?

You are on the wrong site if you are in need of cut-price fees for conveyancing solicitors in Basingstoke. Our goal is to offer cost effective conveyancing but we do not aim to work with the cheapest lawyers. Do not be seduced by companies enticing you with low cost conveyancing in Basingstoke. In your best case scenario, in deciding on low cost conveyancing, you will end up with what you pay for and at worst you will end up invoiced for additional fees and still not get the service required.

My relative advised me that if I am purchasing in Basingstoke I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is occasionally included in the estimate for your Basingstoke conveyancing searches. It is a large document of more than thirty pages, listing and detailing important information about Basingstoke around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Basingstoke Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Basingstoke Education with plans and statistics, Local Amenities and other useful data regarding Basingstoke.

I am buying a new build house in Basingstoke with a loan from Coventry Building Society. The developers would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not inform my solicitor about the side-deal as it would adversely affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Given that I will soon part with hundreds of thousands of pounds on a house in Basingstoke I wish to have a conversation with the lawyer about myhome move prior to appointing the firm. Is this something that you can arrange?

Absolutely - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be carrying out your conveyancing in Basingstoke.There is no ‘factory style conveyancing’ - every client is unique person, not a file reference. The solicitors that we put you in touch with believe that the figure you are quoted for your conveyancing in Basingstoke should be the figure that you are charged.

I am short of a 10% deposit on my house purchase in Basingstoke , but I am anxious go ahead. Do I have options?

One option is to try and accept a lower deposit. Most property owners will accept a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute