Can your site be used to locate a Conveyancing solicitor in Reading even where I’m not buying or disposing of a house, for instance where I want to buy a shop in Reading with a loan from HSBC Bank?
The service is primarily utilised to locate residential conveyancing solicitors in Reading but we have recorded towards the bottom of this page a few Reading commercial conveyancing firms. You will need to speak with the firm directly to see if they are also authorised to represent HSBC Bank
We had appointed conveyancers locally in Reading on the Kent Reliance solicitor panel. They are now charging me a supplemental fee for handling the Kent Reliance mortgage. Is this an additional conveyancing fee specified by Kent Reliance?
Provided it is contained in their Terms of Engagement or Quote then yes your property lawyer can charge a fee for this. The charge is not set by Kent Reliance but by your Reading lawyer. Plenty of firms on the Kent Reliance panel will charge an ‘acting for lender’ fee but many firms include it on their overall fee.
Completion of my purchase has taken place for my property in Reading. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am selling my apartment. I had a double glazing fitted in July 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Barclays are being pedantic. The Reading solicitor who is on the Barclays conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Barclays are requiring a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?
It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What does a local search reveal concerning the house my wife and I purchasing in Reading?
Reading conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations for instance Searches UK The local search plays a central part in many a Reading conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
How does conveyancing in Reading differ for new build properties?
Most buyers of new build residence in Reading approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is built. This is because new home sellers in Reading typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Reading or who has acted in the same development.
In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Reading and how can your lawyers assist?
The 1954 Act affords protection to commercial tenants, giving them the legal entitlement to make a request to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Reading is one of the hundreds of areas of the UK in which our lawyers have offices