We are due to exchange on the purchase of a house in Binfield but as a consequence of damage from the recent storms I have was able negotiate reparation from the vendor of £3k in the form of a deduction in the price. I had intended this to be dealt with as part of the conveyancing process however Aldermore are not allowing this. Why were they informed?
Your solicitor that is on a Aldermore approved list is duty bound to inform Aldermore of any variations to the sale price. If you prohibit your conveyancer to report the price change to Aldermore then they would have to discontinue acting for you. In addition, Aldermore and you would have to appoint a new solicitor for your conveyancing in Binfield.
I have a decision in principle. The bank mentioned the home loan came with free conveyancing. Does this mean I have to appoint their panel lawyer as I would much rather instruct a specialised conveyancing solicitor in Binfield?
Do check but the the probability is that allocate you one of their panel conveyancers where you accept the "fee-free" offer. Speak to the lender to explore if they allow a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Binfield.
My colleague suggested that where I am purchasing in Binfield I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Binfield conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Binfield around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Binfield Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information about Binfield.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Binfield is the location of the property. Can you offer any guidance?
Flying freeholds in Binfield are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Binfield you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Binfield may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the will of my father I am selling a residence in Neath but I am based in Binfield. My conveyancer (approximately 250 miles from merequires that I execute a stat dec ahead of the transaction finalising. Could you suggest a conveyancing solicitor in Binfield who can witness this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Binfield based