We are about to sign contracts for a semi detached house in Sandhurst. We have hit a stumbling block. The mortgage offer with Birmingham Midshires expires on 21/12/2020 but the vendors are suggesting a completion date of 23/12/2020. Can one prolong the loan expiry date?
The person best placed to deal with your concern is your solicitors who should determine whether they corresponding with the mortgage broker, seller’s solicitors, property agents or conceivably all three based on the history of your conveyancing as of today.
Why do I have to pay up front when it comes to conveyancing in Sandhurst?
If you are buying a property in Sandhurst your lawyer will request that you place them with monies to cover the the cost of the conveyancing searches. Ordinarily this is requested to cover the fees of the Local Authority Search. If any down payment is as part of the total price then this should be required immediately prior to exchange of contracts. Any further balance that is due will be payable a few days ahead of the completion date.
Are the BSA intent on creating a searchable register to to identify practices on the Coventry BS conveyancing panel for example in Sandhurst?
We would not expect to be advised of any plans on the part of the BSA to promote such a register.
My husband and I are 17 days into a residential purchase having been recommend to solicitors by the high street agent to perform conveyancing in Sandhurst. I am am very disappointed with the level of service. Can you help me find new lawyers?
A lawyer would have to be really bad to suggest replacing them. Has the mortgage offer been sent? If so you need to inform them of the new conveyancer and get the offer are re-sent. Your new conveyancer needs to be on the mortgage company approved list to avoid escalating costs and delays. That should be your starting point. The search tool should help you find a bank approved conveyancer for your conveyancing in Sandhurst
There are numerous houses in Sandhurst on unadopted lanes. My husband and I are buying such a property. Are there any advantages to buying a residence on a privately owned road?
Sandhurst conveyancing practices will be familiar with conveyancing homeson private. The lawyer should review the Land Registry data to identify any rights or responsibilities. It is possible that there is a management company (wholly owned by residents) that residents pay into to maintain the road. Where one exists, the road should be maintained and look nicer than publicly owned.