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Find a Thatcham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Thatcham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Thatcham conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Thatcham

Forgive me if this question is silly but I am new to the house moving as FTB of a garden flat in Thatcham. Do I receive the keys to the property on completion from my conveyancer? If so, I will find a High Street conveyancing solicitor in Thatcham?

On the day of completion you will not be required to go to the conveyancers office in Thatcham. Conveyancing lawyers for you will arrange to send the completion advance to the owner’s conveyancers, and once they have received this, you will be called to receive the keys from the property Agents and move into your new home. This tends to happen early afternoon.

I'm in the process of viewing apartments in Thatcham and I am about to put in an offer. Should I already have a conveyancing practitioner in place at this point? I will be getting a home loan with Leeds Building Society.

You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are obtaining a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.

Completion of my remortgage has taken place for my property in Thatcham. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

Will commercial conveyancing searches reveal proposed roadworks that may affect a commercial estate in Thatcham?

Its becoming the norm that commercial conveyancing solicitors in Thatcham will order a SiteSolutions Highways report as it reduces the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Thatcham. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Thatcham.

For each commercial conveyancing transaction in Thatcham it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Thatcham commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Thatcham.

How does conveyancing in Thatcham differ for new build properties?

Most buyers of new build residence in Thatcham approach us having been asked by the developer to exchange contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Thatcham tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Thatcham or who has acted in the same development.

I need to retain a conveyancing solicitor for sale conveyancing in Thatcham. I've stumble upon a site which seems to have the ideal offering If there is a chance to get all formalities done via phone that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am a negotiator for a busy estate agent office in Thatcham where we see a few flat sales put at risk as a result of short leases. I have been given contradictory information from local Thatcham conveyancing firms. Can you clarify whether the seller of a flat can instigate the lease extension formalities for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the disposal of the property.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Leasehold Conveyancing in Thatcham - Sample of Questions you should ask before Purchasing

    Who is in charge of the building? It would be prudent to find out if the the lease contains any unreasonable restrictions in the lease. For instance some leases prohibit pets being permitted in in a block in Thatcham. If you love the apartmentin Thatcham however your cat is not allowed to make the move with you then you will be faced hard compromise. Does the lease contain onerous restrictions?

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