Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Thatcham so that I can pop in to their offices if required.

Most conveyancing panel lawyers for banks undertake all of the work through the post, internet or over phone calls. This means that they can undertake the legal work for your home move regardless of where you live in the country. Nevertheless you should check if you have the option of visiting the offices of your conveyancing lawyer if needed.

Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Thatcham I like with a park and railway links in the vicinity, however it's only got 51 years on the lease. There is not much else in Thatcham for this price, so just wondered if I would be making a grave error buying a short lease?

If you need a mortgage the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.

My step-father has recommend that I instruct his conveyancing solicitors in Thatcham. Should I use them?

No doubt the ideal way to select a conveyancing practitioner is to get guidance from friends or relatives who have actually previously instructed the solicitor that you are are thinking of instructing.

Last July I purchased a leasehold house in Thatcham. Am I liable to pay service charges relating to a period prior to completion of my purchase?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Thatcham Conveyancing for Leasehold Flats - Sample of Questions you should consider before buying

For most Thatcham leaseholds the outlay for major works are not built into the service charges, albeit that some managing agents in Thatcham require tenants to pay into a reserve fund created for the specific purpose of establishing a fund for larger repairs or maintenance. Make sure you find out if the the lease includes any onerous restrictions in the lease. For example plenty of leases prohibit pets being permitted in certain buildings in Thatcham. If you love the flatin Thatcham however your dog can’t live with you then you have a very hard choice. How long is the Lease?

How varied are the property related services that Thatcham conveyancing practices offer?

Almost all Thatcham conveyancing firms manage to carry out a broad range of legal advice to home and land proprietors, vendors, investors, landlords and tenants such as:

Private sale conveyancing in Thatcham or wider afield Private residential purchase conveyancing in Thatcham and also around the country New Build Conveyancing Land Registry applications (adverse possession, lost deeds) Property investment and buying to Let Property conveyancing resulting from matrimonial or relationship splits