I used Stirling Law several years past for my conveyancing in Cholsey. I now require my file however the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cholsey of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

How does conveyancing in Cholsey differ for newly converted properties?

Most buyers of new build residence in Cholsey approach us having been asked by the developer to exchange contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Cholsey tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cholsey or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a property in Cholsey prior to retaining lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks will not issue a mortgage on this type of house.

It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cholsey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cholsey to see if the conveyancing costs will increase in light of this.

As co-executor for the estate of my aunt I am selling a house in Cardiff but I am based in Cholsey. My solicitor (who is 250 miles awayrequires that I sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing practitioner in Cholsey who can witness this legal document for me?

Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Cholsey based

Do I stop my mortgage payments with Lloyds as soon as a completion date for my sale in Cholsey has been set?

No, you must keep meeting any mortgage sums to Lloyds until the mortgage is repaid from the proceeds of sale as part of your Cholsey conveyancing.