I am downsizing from our home in Hermitage and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed a nationwide conveyancing firm as opposed to a conveyancing solicitor in Hermitage. We have lived in Hermitage for 5 years we know that this is a non issue. Do we get in touch with our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Me and my brother have a renovated Georgian house in Hermitage. Conveyancing practitioner represented me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hermitage and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing practitioner who carried out the work.
I have been on the look out for a leasehold apartment up to £235,500 and found one round the corner in Hermitage I like with a park and railway links in the vicinity, however it's only got 49 remaining years left on the lease. I can't really find anything else in Hermitage suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a home loan the shortness of the lease will be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
Am I better off to instruct a Hermitage conveyancing lawyer in close proximity to the house I am purchasing? An old friend can handle the legal formalities but they are based 300kilometers drive away.
The primary upside of using a high street Hermitage conveyancing firm is that you can pop in to sign paperwork, present your identification documents and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. However it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were impressed that must outweigh using an unfamiliar Hermitage conveyancing solicitor solely due to them being local.
What can I do to discover who is the owner of a house in Hermitage?
Provided the property is registered with HMLR, and you have the details of the address of the premises, you will be able to view results from the HMLR of the recorded proprietor for a for less than a fiver.