Completed the sale of my flat in Hermitage last October but the buyer keeps whats apping daily to say her lawyer needs to hear from myconveyancer. What are the post completion sale legalities following completion?
Following your sale your lawyer is obliged to forward the transfer documentation and all additional paperwork to the purchaser's conveyancer. If applicable, your conveyancer must also confirm that the legal charge in favour of the lender has been repaid to the buyers solicitors. There is unlikely to be post completion formalities unique to conveyancing in Hermitage.
A relative advised me that if I am buying in Hermitage I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes included in the estimate for your Hermitage conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Hermitage around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Hermitage Education with maps and statistics, Local Amenities and other useful information concerning Hermitage.
The deeds to my house can not be found. The solicitors who conducted the conveyancing in Hermitage 5 years ago no longer exist. What are my next steps?
Assuming the title is registered the details of your ownership will be evidenced by HMLR under a Title Number. It is easy to perform a search at the Land Registry, find your house and obtain current copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
I have been on the look out for a leasehold apartment up to £305k and identified one close by in Hermitage I like with open areas and station in the vicinity, however it's only got 51 years on the lease. I can't really find anything else in Hermitage suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a home loan the remaining unexpired lease term may be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.
My uncle has encouraged me to instruct his conveyancers in Hermitage. Should I choose my own solicitor?
Much as we are happy to recommend a Hermitage conveyancing lawyer the ideal way to choose a conveyancing lawyer is to get feedback from friends or relatives who have previously instructed the conveyancer that you are are thinking of instructing.