Find a Newbury Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Newbury? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Newbury transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Newbury

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Newbury. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/6/2022, the requirements read as follows :

Various online forums that I have frequented warn that are the primary cause of delay in Newbury conveyancing transactions. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Newbury.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Newbury is the location of the property. Is there any advice you can impart?

Flying freeholds in Newbury are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Newbury you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Newbury may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Am I right to be wary that 3rd parties that I am dealing with are encouraging me to use a nationwide conveyancing firm rather than a High Street Newbury conveyancing practice?

As is the case with lots of professional services, often referrals from connections can be extremely useful or valuable. Nevertheless there are numerous players in a conveyancing deal; estate agents, financial adviser and mortgage companies might all suggest conveyancers to use. On occasion these lawyers might be known to one of the organisations as one of the best in their field, but occasionally there might be a financial incentive behind the endorsement. You are at liberty to appoint your preferred conveyancer. You need to be aware that many lenders operate an approved list of conveyancers you are obliged to use for the lender related work in your transaction.

In my capacity as executor for the will of my aunt I am disposing of a residence in Swansea but live in Newbury. My conveyancer (who is 300 kilometers awayhas requested that I execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Newbury to witness this legal document for me?

Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are Newbury based

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Find out more about how flying freehold can affect your the value of a property.