We just had an offer accepted to buy with Earl Shilton BS. We have called around locally but am struggling to find a Newbury conveyancing firm on the Earl Shilton BS approved list. Could you assist?

Please do take advantage of the find a conveyancing panel solicitor tool on this page. Please choose the mortgage company and type Newbury or your preferred area and you will be presented with numerous conveyancers offices in Newbury or nearest you.

I have been told by my solicitor that lack of planning permission insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Newbury?

The appropriate level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between Lloyds TSB Bank and Chelsea Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

Is it correct that all Newbury CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing list of approved solicitors?

A selection of banks and building societies now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.

When it comes to lenders such as Nottingham, do Newbury solicitors incur a yearly amount to be on the list of approved solicitors?

We are unaware of any lender fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

I decided to have a survey completed on a property in Newbury ahead of retaining solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some banks tend refuse to grant a loan on such a premises.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Newbury. Conveyancing may be slightly more expensive based on your lender's requirements.

What does commercial conveyancing in Newbury cover?

Non domestic conveyancing in Newbury covers a wide range of services, given by regulated solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

Should one as executor remove a departed person's details from the title deeds for a property in Newbury?

If a Newbury property is co-owned and one of the owners passes away, their name will not automatically be removed from the Land Registry title. It is not necessary to remove their name as in the event of a sale your conveyancer would simply need to evidence as to the reason the joint proprietor is not a party to the transfer, ordinarily this is in the form of the probate documents.

With a view to making the sale conveyancing more straight forward for the sale of the property you can arrange to have the deceased party erased from the title register by applying to HM Land Registry with proof of the death. There is no land registry fee payable.