Our lender has recommended a law firm on their panel based in Berkshire but I would rather use a conveyancing lawyer in Berkshire or nearer to where I live. Are you able to help?
Not all Berkshire conveyancing practices are approved and listed on all banks conveyancing panel. Please make use of our find an approved solicitor tool to locate a Berkshire conveyancing conveyancer on the on the bank panel.
What is your number one tip for choosing a conveyancing solicitor in Berkshire
Do not opt for the lowest Berkshire conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Forgive me if this question is silly but I am unseasoned as a 1st time buyer of a two bedroom flat in Berkshire. Do I receive the keys to the house on completion from my lawyer? If this is the case, I will use a local conveyancing solicitor in Berkshire?
On the day of completion you will not be required to go to the conveyancers office in Berkshire. Conveyancing lawyers for you will transfer the completion advance to the seller's conveyancers, and shortly after the monies have arrived, you should be called to pick up the keys from the property Agents and start moving into the property. This tends to happen early afternoon.
The formalities of my remortgage has taken place for my property in Berkshire. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have a renovated Victorian house in Berkshire. Conveyancing practitioner represented me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Berkshire and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing solicitor who conducted the work.
I'm buying my first flat in Berkshire with a mortgage from Chelsea Building Society. The builders refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not inform my conveyancer about this deal as it would jeopardize my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am 17 days into a freehold purchase having been recommend to conveyancers by the local agent to do our conveyancing in Berkshire. I am not happy. Can you help me find new solicitors?
They would need to be very poor to suggest replacing them. Has your loan offer been issued? In the event that it has you will need to make them aware of the replacement solicitor and get the offer are re-issued. The solicitor ideally should be on the mortgage company approved list to avoid added charges and frustration. So that should be your first question of the new conveyancers. Our search tool will assist you in finding a lender approved solicitor for your home move in Berkshire