Recently been in touch with my conveyancing solicitor in Berkshire who conducted the legals two years ago requesting a conveyancing quote based on an identical type of house move (a leasehold residence and a freehold property) of almost identical values with a loan from Barclays Direct. It looks as though am now being charged double. Stick with what I know or do I seek out a cheaper online conveyancer?
The estimate fees are a tad high. Where you are content to invest time comparing quotes you may be able to reduce the fees marginally by say a hundred pounds. That being said, providing that you were content with the legal work the firm gave you couldlive to regret opting for an an untested conveyancer. Don't forget to enquire that the conveyancer can represent Barclays Direct. Do utilise our search tool to locate a Berkshire conveyancing firm on the Barclays Direct conveyancing panel, which can often include conveyancing solicitors in Berkshire.
A colleague recommended that if I am purchasing in Berkshire I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally quoted for as part of the standard Berkshire conveyancing searches. It is not a small document of more than thirty pages, listing and detailing significant information about Berkshire around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Berkshire Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Berkshire Education with maps and statistics, Local Amenities and other useful information concerning Berkshire.
I'm buying my first flat in Berkshire with a loan from Clydesdale. The builders would not reduce the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not disclose to my lawyer about the extras as it could impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I own a leasehold house in Berkshire. Conveyancing and Birmingham Midshires mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1996. The conveyancing solicitor in Berkshire who previously acted has long since retired. Any advice?
First contact HMLR to be sure that the individual claiming to own the freehold is indeed the new freeholder. It is not necessary to incur the fees of a Berkshire conveyancing practitioner to do this as it can be done on-line for a few pound. You should note that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Berkshire Leasehold Conveyancing - A selection of Questions you should consider Prior to buying
How is the lease structured? Who are the managing agents?
Can a conveyancer remove a name from the title of my property in Berkshire ?
Removing or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer