I have been referred to a conveyancing solicitor in Berkshire. I I am struggling to find out whether they are on the Santander approved list of lawyers. Could you advise?
You should call your conveyancer and ask them if they are on the lender panel. Otherwise you should call Santander who may be able to assist.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Berkshire?
There are many registered licenced Conveyancers in Berkshire and Solicitor practices in Berkshire who can assist with your conveyancing It is important to make clear that both are regulated professionals specialising in the legal work in the home buying process. They may both also conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I had a mortgage agreed in principle with Nationwide. Berkshire conveyancing solicitors are instructed. What is the average time that one could expect to receive a mortgage offer from Nationwide?
Some lenders take longer than others. Have Nationwide completed the survey? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am buying a property in Berkshire. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Kent Reliance your lawyer must check the conveyancing instructions outlined in Section two of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook stipulates minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Kent Reliance where a lease fails to meet these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Berkshire.
I have been on the look out for a leasehold apartment up to £305k and found one round the corner in Berkshire I like with amenity areas and railway links in the vicinity, however it only has 49 years on the lease. There is not much else in Berkshire in this price bracket, so just wondered if I would be making a grave error buying a short lease?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.
What does commercial conveyancing in Berkshire cover?
Non domestic conveyancing in Berkshire covers a wide range of guidance, offered by regulated solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
Searching for a conveyancing solicitor in Berkshire. I did have one sorted but he's not on the approved list of RBS. It would appear that these days most lenders only allow lawyers on their panel. Very annoying restricting the choice for the paying public. Is it possible for you to recommend a trustworthy Berkshire conveyancer that would act for us as well as represent RBS?
LenderPanel.com is restricted to being a directory service for property lawyers who wish to be listed as being on the approved conveyancing panel for RBS in certain locations for example Berkshire . We dont recommend any particular property lawyer.