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Find a Theale Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Theale? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Theale home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Theale conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Theale

We were about to retain a conveyancing solicitor in Theale endorsed by you but have come across some other quotes on the internet seem cheaper – how come?

There are plenty of websites advertising supposedly cut-price conveyancing, but extracharges end up with the closing invoice mounting up beyond all recognition. Conveyancers are obliged to make sure that costs outlined in terms of business should be equitable and be applied The solicitors that we list for conveyancing in Theale clearly state all charges for the property you intend topurchase.

We're in Theale, FTBs buying with a mortgage (lender is Kent Reliance , and our solicitor is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Theale?

Two types of professional can carry out conveyancing in Theale namely licenced conveyancers or solicitors. The two can provide the legal services that required to complete the disposal or purchase of property. They are both obliged to carry out Theale conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly carried out and that the necessary steps will be appropriately taken.

I'm the single beneficiary of my late mum's estate with all property in now in my sole name, including the house in Theale. The Theale property was put into my name in October. I now wish to sell up. I do know about the CML six month 'rule', which means that my proprietorship could be regarded the same way as though I had purchased the property in October. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. How sensible a view banks take of it, depend on the mortgage company as this obligation chiefly exists to pick up on subsales or the flipping of properties.

How can we know in advance if a Theale conveyancing solicitor on the Virgin Money panel is any good?

When it comes to conveyancing in Theale seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor conducting your transaction.

Despite weeks of looking the Title Certificate and documents to our house can not be found. The solicitors who handled the conveyancing in Theale 5 years ago have long since closed. Will I be able to sell the house?

As long as the title is registered the information relating to your ownership will be evidenced by the Land Registry under a Title Number. It is easy to conduct a search at the Land Registry, find your house and get current copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be obtained for a small fee.

I'm buying my first flat in Theale benefiting from help to buy. The sellers would not reduce the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not to tell my lawyer about the extras as it will affect my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

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