Find a Burghfield Common Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Burghfield Common? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Burghfield Common home move at risk of delay or failure.

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Recently asked questions about conveyancing in Burghfield Common

We decided to purchase a 2 bedroom apartment in Burghfield Common with a loan from The Mortgage Works.We have a Burghfield Common conveyancing lawyer but The Mortgage Works says his firm is not listed on their "panel". We have to appoint a The Mortgage Works panel solicitor or retain our local solicitor and pay for one of their panel ones to act for them. This seems very unfair; Can we not simply insist that The Mortgage Works use our lawyer?

No, not really. The home loan offered to you contains various provisions, a common one being that lawyers must be on the The Mortgage Works solicitor panel. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for The Mortgage Works

Me and my brother have a renovated Georgian property in Burghfield Common. Conveyancing practitioner represented me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold with the exact same property. Is it worth asking Chelsea Building Society to clarify?

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Burghfield Common and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing lawyer who carried out the work.

Taking into account that I will soon part with £400,000 on a terraced house in Burghfield Common I would like to have a conversation with the conveyancer regarding thehouse move ahead of appointing the firm. Can this be arranged?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your property ownership legalities in Burghfield Common.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter number. The solicitors that we put you in touch with believe that the fees you are quoted for residential conveyancing in Burghfield Common should be the figure that you are charged.

Am I better off to go with a Burghfield Common conveyancing practitioner who is local to the property I am buying? I have an old university friend who can carry out the legal work but her office is over three hundred miles away.

The benefit of a high street Burghfield Common conveyancing firm is that you can drop in to execute paperwork, deliver your identification documents and pester them if necessary. They will also have local insight which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were happy that should outweigh using an unfamiliar Burghfield Common conveyancing lawyer solely due to them being based in the area.

I am looking at a couple of apartments in Burghfield Common both have approximately forty five years left on the lease term. Do I need to be concerned?

A lease is a right to use the property for a period of time. As a lease shortens the value of the lease decreases and it becomes more costly to acquire a lease extension. This is why it is generally wise to increase the term of the lease. More often than not it is difficulties arise selling premises with a short lease because mortgage lenders may be reluctant to lend money on properties of this type. Lease extension can be a difficult process. We advise that you seek professional assistance from a solicitor and surveyor with experience in this arena.

Burghfield Common Leasehold Conveyancing - Examples of Queries Prior to buying

    What is the name of the managing agents? Does the lease have onerous restrictions? Best to be warned whether window replacement or some other significant cost is pending that will be shared amongst the tenants and could well materially increase the the service charges or result in a specific payment.

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