We have agreed to purchase a house in Burghfield Common. A rare aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Principality your lawyer must follow the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Principality. The CML Handbook includes minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Principality where a lease does not satisfy these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not isolated to Burghfield Common.
My wife and I are at the point of looking at houses in Burghfield Common and I am about to put in an offer. Is it too early to have a solicitor in place? I am planning to take a home loan with Bank of Ireland.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are seeking a mortgage with Bank of Ireland, make sure you remember to check that your lawyer is on the Bank of Ireland conveyancing panel.
My offer on a detached house in Burghfield Common has been agreed to, but there is a chain. The vendors have put an offer on on an apartment, but it’s not yet tied up, and have viewings of other flats in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Burghfield Common. What do I do now? When should I get the mortgage application with Coventry BS started?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then survey, Burghfield Common conveyancing search fees, etc). The first course of action is to check that your conveyancer is on the Coventry BS conveyancing panel. As to the subsequent phase this very much dictated by the specifics of your transaction, attraction to this property and on the state of the market. In a hot market the majority of home buyers will apply for a home loan with Coventry BS and pay for the valuation and only if it comes back ok would they ask their conveyancer to proceed with searches.
We are purchasing a property and the lawyer has referenced Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. He has recommended insurance. Is this really appropriate for conveyancing in Burghfield Common
Unless a previous purchase of the house completed post 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Burghfield Common to remain encouraging a chancel search and or insurance against a claim.
The deeds to our home are lost. The conveyancers who handled the conveyancing in Burghfield Common 4 years ago are no longer around. What are my options?
Nowadays there are duplicates made of almost everything, and your conveyancer will be aware precisely where to locate all the suitable paperwork so you can buy or sell your house without any difficulty. If copies are not available, your solicitor can arrange cover in the form of insurance or indemnities protecting you against future claims on the property.
How does conveyancing in Burghfield Common differ for newly converted properties?
Most buyers of new build premises in Burghfield Common approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is built. This is because builders in Burghfield Common usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Burghfield Common or who has acted in the same development.
Is planning permission needed to convert a single dwelling into two appartments in Burghfield Common? This has been done to a house adjacent to my home in Burghfield Common and was not aware of the conversion until the works were complete.
Planning Consent yes. Building Regulations yes.