My husband and I are hoping to buy a 3 bedroom flat in Burghfield Common with a mortgage. We have a Burghfield Common lawyer, however the lender advise she’s not on their "panel". It seems we have no choice but to use one of the lender panel firms or continue with our Burghfield Common solicitor and pay for one of their panel firms to act for them. This seems very unfair; is there anything we can do?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Burghfield Common conveyancing lawyer to apply to be on the conveyancing panel.

We were just about to exchange contracts for a freehold house in Burghfield Common. We encountered a snag. The mortgage offer with Aldermore runs out on 12/12/2025 but the vendors are insisting on a completion date of 16/12/2025. Can one extend the loan expiry date?

The best person to address this question is your lawyer who will determine if they corresponding with the mortgage company, owner’s solicitors, property agents or indeed all parties given the history of your house move as of today.

We are planning to acquire a house and require a conveyancing solicitor in Burghfield Common who is on the Principality conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Principality . We don't recommend any particular firms conducting conveyancing in Burghfield Common.

I am buying my first flat in Burghfield Common with a mortgage from Britannia. The developers refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not inform my lawyer about the side-deal as it could put at risk my mortgage with Britannia. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In what way does the Landlord & Tenant Act 1954 affect my commercial property in Burghfield Common and how can you help?

The particular law that you refer to provides a safeguard to commercial tenants, giving them the a statutory right to apply to court for a renewal lease and remain in occupation when the lease reaches an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and handle your commercial conveyancing in Burghfield Common