My bid for a property was accepted at auction in Alton. Conveyancing is required. What is next?

Now that you have legally committed yourself to purchase you must appoint a conveyancing practitioner soon as you are facing a tight deadline in which to complete the purchase. An auction property will have a bespoke auction set of papers. This should include most,if not all of the paperwork that your lawyer requires. If you have purchased leasehold premises the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You should give this to your appointed conveyancing solicitor as soon as possible. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.

I am the only beneficiary of my late father’s estate with all property in now in my sole name, including the my former home in Alton. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I understand that there is a CML six month 'rule', which means that my proprietorship will be considered the same way as if I'd bought the property in December. Is the property unsalable for six months?

The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. Some banks would take a sensible view as this clause is chiefly there to identify the purchase and immediately sell or the wholesaling and assigning of property.

I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Alton building society branch on numerous occasions and was informed it wasn't an issue and they will lend. My Alton conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they will not lend in accordance with their specific requirements. Who do I believe?

As long as the property lawyer is on the lender panel, she or he must follow the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

We are buying a property and the conveyancer has mentioned Chancel Repair for which the property may be obligated to pay as it falls into the area of such a church. She has suggested insurance. Is this really necessary for conveyancing in Alton

Unless a prior purchase of the premises took place post 12 October 2013 you may assume that solicitors conducting conveyancing in Alton to remain recommending a chancel search and or insurance against a claim.

The estate agent has sent us the confirmation of our purchase of a new build flat in Alton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Alton

Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

I'm converting the mortgage on my existing property to a BTL loan with Yorkshire Building Society and I will use the ballance of the raised equity as a down payment on a second house. The neighborhood we are interested in is Alton. Will your conveyancers be able to act for the two mortgage companies and link together the conveyances?

Make use of our search tool on this page to be sure that the solicitors are on the relevant lender panels. Having checked that they are your solicitor should be able to connect the two transactions but you should have a chat with you conveyancer and make apparent your desired outcome and needs.

My brother has recommend that I appoint his lawyers for conveyancing in Alton. Do I take his guidance?

No doubt it’s preferable to choose a conveyancing solicitor is to have feedback from friends or family who have actually used the firm you're contemplating using.