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Ready to buy a new home in Bordon? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Bordon transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Bordon

Are the Bordon conveyancing solicitors identified as being on the Nationwide conveyancing panel, together with their details provided by Nationwide?

Bordon conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.

This question may be naive but I am unseasoned as FTB of a two bedroom flat in Bordon. Do I collect the keys to the premises on completion from my lawyer? If so, I will instruct a local conveyancing solicitor in Bordon?

On the day of completion you do not need to attend the conveyancers office in Bordon. Your solicitors will arrange to send the purchase money to the owner’s lawyers, and shortly after the monies have arrived, you should be able to pick up the keys from the property Agents and start moving into the property. Usually this happens early afternoon.

We are due to move house in January. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you put forward a removal company in Bordon. Conveyancing firm was found prior to coming across your page.

On the day of completion you can pick up the house keys from the estate agent but this can only occur after the previous owners conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be given over. Subsequently you will need to tell the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can help you choose a residential property solicitor in Bordon or a firm with expertise in conveyancing in Bordon.

I have a mortgage with TSB for my property in Bordon. Conveyancing has been completed some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform TSB?

You must advise TSB prior to renting your property as this is likely to be a breach of TSB’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. It should not be necessary to do this via a TSB conveyancing panel firm.

My partner and I are intent on selling our property in Bordon and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the buyers are using a national conveyancing practice as opposed to a conveyancing solicitor in Bordon. Having lived in Bordon for many years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification that there is no issue.

It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

Me and my brother purchased a renovated Edwardian property in Bordon. Conveyancing lawyer represented me and Barclays Direct. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching property. Is it worth asking Barclays Direct to clarify?

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bordon and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing lawyer who conducted the purchase.

About to purchase a new build flat in Bordon. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Bordon

    The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants.

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