Find a Beacon Hill Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Beacon Hill? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Beacon Hill conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Beacon Hill

What is the difference between a licensed conveyancer and conveyancing solicitor in Beacon Hill

There are many recorded licenced Conveyancers in Beacon Hill and Solicitor partnerships in Beacon Hill who can assist with your conveyancing We would stress that both are regulated professionals specialising in the legal work in the home buying process. They may both also deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I have been told by my conveyancer that breach of easement insurance is required on my purchase. What is the level of cover for Beacon Hill conveyancing?

The right level of breach of easement indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Coventry Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.

I'm in the throws of looking at houses in Beacon Hill and I am now considering a potential offer. Is it sensible to have my solicitor on ‘stand by’? I intend to finance via a home loan with Yorkshire BS.

It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are getting a mortgage with Yorkshire BS, make sure you remember to check that your lawyer is on the Yorkshire BS conveyancing panel.

four months have elapsed since my purchase conveyancing in Beacon Hill completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Beacon Hill differ for new build properties?

Most buyers of new build property in Beacon Hill come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is finished. This is because house builders in Beacon Hill typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Beacon Hill or who has acted in the same development.

I have been advised by a few property agents in Beacon Hill to get a quote from a property lawyer on your site. Is there a financial upside for Estate Agents to promote your services ahead of alternative conveyancing organisations?

We don’t make any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.

At what stage do I incur stamp duty payable for my conveyancing in Beacon Hill?

Most property lawyers tend to fill out a stamp duty return on your behalf during your Beacon Hill conveyancing transaction for signature. After completion your conveyancing practitioner will submit your Land Transaction application to the Inland Revenue and - as long as they have the funds - pay any Stamp Duty payable for you.

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