Me and my partner are buying our first property. Our conveyancer has messagedto check if we wish to order additional conveyancing searches. Frankly we have no idea as to what's needed for conveyancing in Haslemere

The number and type of Haslemere conveyancing searches depends primarily on the property, the location, the probability of any of these risks, your knowledge of the region and risks, your general appetite to risk. What is important is that you adequately understand what information the searches could supply. You may then make a decision if you consider that you need that information. Where you are unsure, ask the property lawyer to offer guidance.

Me and my partner are buying a property in Haslemere. I might seem paranoid but how we can trust a conveyancer? At some point we have to deposit funds into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am due to move property in August. Should my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you suggest a removal company in Haslemere. Conveyancing lawyer was organised before I stumbled across your website.

On the day of completion you will need to pick up the house keys from your property agent but this should only happen when the previous owners lawyers advise the agent that they have the completion monies and the keys can be passed over. After that you should advise the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal organisation but can assist you in finding a conveyancing in Haslemere or a legal practice that specialises in conveyancing in Haslemere.

The formalities of my remortgage has taken place for my property in Haslemere. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

I'm purchasing a new build house in Haslemere with a loan from Platform Home Loans Ltd. The developers refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not reveal to my conveyancer about this deal as it would impact my loan with Platform Home Loans Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm refinancing my current property to a buy to let mortgage with Britannia and intend to use the remaining equity towards further house. The neighborhood we are interested in is Haslemere. Will your solicitors be able to act for the two banks and link together the transactions?

Do use our search tool on this page to be sure that the lawyers are on the relevant lender panels. On the basis that they are your lawyer should be able to connect the two conveyancing matters but you should talk with you solicitor and make clear your desired outcome and requirements.

I own a leasehold flat in Haslemere. Conveyancing was finalised in 2011. I have read on various advice forums that I should not allow the lease length get too short. Is this right?

Haslemere leasehold properties are for a fixed period - usually 99 years when they commenced. However many appartments in Haslemere were built or converted 35 or more years ago and so such leases now have fewer than 80 years unexpired. This may sound like a long time however Banks, Building Societies and other mortgage lenders generally need leases to have at least 75 years unexpired to adequate security. This means that when you come to sell the property you will need to extend the term of your lease if you are getting close to 75 years. To maximise your property value you should be considering whether or not to extend your lease long before you come to sell it. Please note that there are strong financial reasons to taking action before the lease reaches even eighty years as when the lease is below 80 years the amount to be paid to extend starts to get a lot more expensive.