AssumingI were to purchase a straightforward homein Hindhead for cash and dispense with a survey and no conveyancing searches how much should I expect to to save on my conveyancing in Hindhead?

The sole saving you would make on is the disbursement for searches. A conveyancing practitioner is required to do the vast majority of work - money laundering, communicating with the sellers solicitor, stamp duty return, register the ownership etc. You might save a bit for them not having to register a charge but it won't be significant.

Why is leasehold purchase conveyancing in Hindhead costs more?

Hindhead leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

I have a decision in principle. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would prefer to use a local conveyancing solicitor in Hindhead?

You should check but the chances are that appoint one of their panel conveyancers should you accept the "fee-free" incentive. Call the lender to check if they offer you a cash alternative. Some banks have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Hindhead.

three months have elapsed following my purchase conveyancing in Hindhead completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing a new build house in Hindhead with a loan from Barnsley Building Society. The sellers would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not reveal to my lawyer about this side-deal as it may impact my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.