We have rather pushy sellers who has suggested a lock out contract with a non-refundable deposit two thousand pounds. Are such agreements sensible?

This type of agreement is not the norm in Liphook, conveyancers are not keen on them as they detract from the main conveyancing focus and if you end up losing your deposit then the solicitor is left exposed. Secondly, there is no guarantee that just because the proprietor has signed an exclusivity contract they will sell to you. They may breach the agreement if they receive sufficient incentive to do so because an aggrieved buyer with the benefit of a lockout agreement will still be obliged establish consequential losses from the breach and these may not compare to the extra amount that the owner may secure by breaking the agreement, no matter how morally unworthy the behaviour is.

My grandmother passed away six months ago and as sole heir and executor I was left the house in Liphook. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this allowed?

Given you plan to refinance then Kent Reliance will require that you use a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.

I am purchasing a new build house in Liphook benefiting from help to buy. The builders would not reduce the amount so I negotiated £7000 of additionals instead. The estate agent suggested that I not disclose to my lawyer about the deal as it could jeopardize my mortgage with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the input of my in-laws I had a survey completed on a property in Liphook in advance of retaining lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies may not issue a mortgage on such a premises.

It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Liphook. Conveyancing will be smoother if you use a solicitor in Liphook especially if they are familiar with such properties in Liphook.

Given that I am about to spend £400,000 on a property in Liphook I would like to talk to a lawyer regarding thehome move in advance of giving the go ahead to the firm. Can this be arranged?

Absolutely - we would be happy to talk to you we do not take any clients on without you liaising with the conveyancer who will be doing your property ownership legalities in Liphook.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The law firms that we put you in touch with believe that the figure you are provided with for residential conveyancing in Liphook should be the amount on the final invoice that you end up paying.