My wife and I are refinancing our apartment in Liphook with . We have a son 19 who lives at home. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have a couple of concerns (1) Is this form unique to the conveyancing panel as he did not need to sign this form when we bought 5 years ago (2) Does our son by signing this giving up his rights to inherit the property?

First, rest assured that your conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

we are a couple who wish to acquire a newbuild flat in Liphook with a homeloan from .We use our Liphook conveyancing solicitor but advised that she’s not on their "panel". It seems we have no choice but to instruct a panel firm or retain our preferred solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?

No, not really. The home loan offered to you is subject to its various provisions, one of which will be that solicitors must be on the approved list. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for

I used Stirling Law several years past for my conveyancing in Liphook. I now require my file however cannot find the solicitor. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Liphook of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Due to the input of my in-laws I had a survey completed on a house in Liphook in advance of retaining lawyers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some mortgage companies tend refuse to grant a mortgage on this type of premises.

It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Liphook. Conveyancing will be smoother if you use a solicitor in Liphook especially if they regularly deal with such properties in Liphook.

Is it true that a Liphook conveyancing solicitor got sued by a client for failing to conduct comprehensive conveyancing investigations?

We are not aware of such a Liphook conveyancing matter but according to a recent report, a couple purchasing a property elsewhere in England successfully won a case against their due to development permission to construct a wind farm failing to be identified in conveyancing searches.

If you are buying in Liphook It is essential that your conduct all Liphook conveyancing searches required making sure that you have relevant and up to date information ahead of purchasing a home in Liphook.