Why do I have to pay up front for conveyancing in Liphook?

Where you are retaining lawyers for conveyancing in Liphook your solicitor will request that you place them with monies to cover the the cost of the conveyancing searches. Ordinarily this is requested to cover the fees of the Local Authority Search. If any deposit is as part of the sale price then this will be asked for shortly prior to contracts are exchanged. The final balance that is needed will be payable a few days prior to the day of completion.

When it comes to lenders such as Lloyds, do Liphook conveyancers incur a fee to be on the conveyancing panel?

We are unaware of any bank fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.

I'm spending time viewing flats in Liphook and I am about to put in an offer. Is it best to have my conveyancing practitioner on ‘stand by’? I will be getting a home loan with Co-operative.

It would be prudent to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are obtaining a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.

I have today made my last payment due on my mortgage with Clydesdale. I assume I don't need a Liphook conveyancer on the Clydesdale panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Clydesdale has sent the Land Registry the discharge electronically, and
3. Clydesdale has instructed the Land Registry to do so

I'm refinancing my existing house to a BTL mortgage with Nationwide Building Society and intend to use the remaining equity towards a second property. The neighborhood we are looking at is Liphook. Will your solicitors be able to act for the two mortgage companies and tie in the two deals?

Do use our search tool on this page to check that the conveyancers are approved by both banks. On the basis that they are your conveyancer will be able to connect the two transactions but you should have a chat with you conveyancer and specify your expectations and requirements.

My husband and I may need to rent out our Liphook garden flat for a while due to a career opportunity. We used a Liphook conveyancing practice in 2001 but they have since shut and we did not think at the time get any guidance as to whether the lease prohibits the subletting of the flat. How do we find out?

A small minority of properties in Liphook do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

Leasehold Conveyancing in Liphook - A selection of Questions you should ask before buying

You will want to find out as much as you can regarding the company managing the block as they will affect your use and enjoyment of the property. As the owner of a leasehold property you are often in the clutches of the managing agents both financially and when it comes to day to day issues like the tidiness of the common parts. Enquire of other tenants if they are happy with their management. On a final note, find out the dates that you are obliged pay the maintenance charge to the relevant party and specifically what you get for your money. What is the name of the managing agents? Does the lease include onerous restrictions?

Me and my wife accepted an offer on a Liphook house we inherited some years ago in 2010. I have over a decades worth of conveyancing know-how and, although retired, wish to undertake the legal work. The purchaser's conveyancing practitioner has informed me that their mortgage company will not allow us to do our own conveyancing mandating that the funds to be transferred to a solicitor's bank account.

Lending instructions to conveyancers from all CML members state that If the seller does not have legal representation the purchaser’s lawyers should check whether the bank needs to be informed so that a decision can be made if they are prepared to progress.