I am not in a position to travel far from Liphook. Is there a reason why all Liphook lawyers are not on all lender panels?
Mortgage Companies normally impose restrictions on either the nature or the number of conveyancing firms on their approved list of lawyers. A common example of such criteria being that a practice is required to have at least two partners. As well as restricting the type of firm, some have made a decision to restrict the size of their panel they use to act for them. You should note that building societies have no liability for the quality of conveyancing provided by any Liphook property lawyer on their panel. Increases in mortgage fraud was a key driver in the rationalisation of conveyancing panels in the last decade even though there are contrary views concerning the extent of solicitor involvement in some of that fraud. Statistics via HMLR exposes that thousands of law organisations only conduct less than three conveyances annually. Those advocating conveyancing panel culls question why law firms should have any entitlement to be listed on a conveyancing panel when clearly conveyancing is not their speciality?
Some advice if I may. My Liphook conveyancer is informing me me that he is legally obliged toorder Liphook conveyancing searches resulting from the fact thatthe firm are on the Virgin Moneysolicitor panel. Is this really necessary?
You have limited options available to you. As you are obtaining a mortgage with a lender your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Liphook conveyancing searches.
I am buying a semi-detached house in Liphook. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Liphook you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Liphook.
What tools are available to locate a Liphook law firm on the Chelsea Building Society conveyancing panel? I have a car and am willing to travel upto 20miles to meet the conveyancer.
You can use the tool on this website. Please select a bank and your location and you will see a number of Liphook conveyancing lawyers based on proximity. We have listed some Liphook conveyancing firms at the bottom of this page and you can call them to check if they are on the Chelsea Building Society panel
We are a couple of weeks into a freehold purchase having been referred to a firm by the selling agent to execute conveyancing in Liphook. We are not happy. Can you you assist me in finding new conveyancers?
They would have to be very bad in order to consider diss instructing them. Has the loan offer been issued? In the event that it has you must make them aware of the replacement lawyer and get the loan are re-sent. The conveyancer needs to be on the lenders panel to avoid added charges and frustration. So that should be your starting point. Our find a solicitor tool can help you find a bank approved solicitor for your conveyancing in Liphook