Would the conveyancing lawyers via your comparison service execute attended exchange conveyancing in Fleet?
There are a few conveyancing experts carrying out personalised exchanges. Do e-mail us to secure a fee calculation and details as to availability.
We are due to move home in January. Does my conveyancing solicitor call the removal company on the completion day. On a separate note, can you put forward a removal company in Fleet. Conveyancing firm was chosen prior to coming across this site.
On the afternoon of completion you will need to collect the house keys from the selling agent however this should only occur once the vendors lawyers confirm to the agent that the monies to complete are in and the keys can be released. You will need to tell the removal company that they can start moving you in. We are not in a position to suggest a particular removal organisation but can assist you in locating a residential property solicitor in Fleet or a firm with expertise in conveyancing in Fleet.
I have decided to exercise my right to buy my property in Fleet off the council. I have a mortgage offer with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
I can not work out if my lender requires a lease extension. I have called into my local Fleet building society branch on various occasions and was told it wasn't an issue and they will lend. My Fleet conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend in accordance with their specific requirements. I have no idea who is right.
Your conveyancing practitioner must follow the Council of Mortgage Lenders’ Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I'm buying my first flat in Fleet with a loan from Aldermore. The builders would not budge the amount so I negotiated 6k of additionals instead. The estate agent advised me not reveal to my solicitor about this extras as it would put at risk my mortgage with Aldermore. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, chain free conveyancing. Fleet is the location of the property. Can you shed any light on this issue?
Flying freeholds in Fleet are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fleet you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fleet may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What do I do if I am not happy with the lawyer who carried out our conveyancing in Fleet?
We live in an imperfect world, and is is a fact of life that every so often matters do not go as planned. However there is recourse if you were unhappy with your conveyancing in Fleet. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their governing body. If things still aren’t sorted out you may consider getting in touch with the Legal Ombudsman.