We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel solicitor as I would much rather instruct a Chorleywood and Rickmansworth based conveyancing firm?

You should check but the chances are that appoint one of their panel solicitors if you accept the "fee-free" deal. Call the mortgage company and see if they make available a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Chorleywood and Rickmansworth.

I purchased my flat on 8 August and the transaction details is yet to be registered. Should I be concerned? My conveyancing solicitor in Chorleywood and Rickmansworth expressed confidence that it will be recorded inside ten days. Are transfers in Chorleywood and Rickmansworth particularly slow to register?

As far as conveyancing in Chorleywood and Rickmansworth registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timescales can differ subject to who lodges the application, whether there are errors and whether the Land registry must send notices to any 3rd parties. At present roughly 80% of submission are completed within two weeks but occasionally there can be longer delays. Registration takes place after the buyer is living at the property so an expedited registration is not always an essential issue yet where it is urgent that the the registration takes place urgently then you or your lawyers can communicate with the Registry to express the reasoning for the application to be prioritised.

I'm purchasing a new build house in Chorleywood and Rickmansworth benefiting from help to buy. The developers refused to budge the amount so I negotiated £7000 of additionals instead. The house builders rep told me not reveal to my conveyancer about this deal as it may affect my loan with Barclays Direct. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to instruct a conveyancing solicitor in Chorleywood and Rickmansworth for my sale. Can I see a solicitor's record with the profession’s regulator?

Anyone can read published Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after Jan 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator could monitor telephone calls for training purposes.

Builders have recommended to me a conveyancing practitioner and I've received an estimate from them. They are nearly three hundred pounds cheaper than my preferred Chorleywood and Rickmansworth solicitor. Should I use them?

Housebuilders normally have panels of solicitors who expedite matters and who know the seller’s paperwork and solicitor. Plenty of developers offer an incentive to choose a preferred conveyancing practitioner for this reason, any increased fees can be avoided and a builder won't recommend a conveyancing warehouse and run the risk of having the transaction delayed when they need an exchange within a tight deadline. The argument for not agreeing to use the recommended conveyancer is that they may be hesitant to 'push' your interests at the risk of upsetting the developer. If you worry that this may be the situation you should stick with your high street Chorleywood and Rickmansworth conveyancing practitioner.