My lawyer in Rickmansworth has never been on on the Platform Home Loans Ltd Solicitor Panel. Can I still retain my prefered solicitor notwithstanding that they are excluded from the Platform Home Loans Ltd list of approved lawyers?
Your options are as follows:
- Carry on with your preferred Rickmansworth solicitors but Platform Home Loans Ltd will need to instruct a conveyancer on their list of acceptable firms. This will result in additional total conveyancing charges as well as result in delays.
- Find a new solicitor to to deal with the conveyancing, not forgetting to check they are Platform Home Loans Ltd approved.
- Try to convince your Platform Home Loans Ltd solicitor to try to join the Platform Home Loans Ltd panel
I am assisting my aunt sell her property in Rickmansworth. Will the solicitor arrange the energy assessment or it is for the owner to see to?
After the demise of Home Packs, energy performance certificates was retained a mandatory component of selling a property. An EPC needs to be commissioned in advance of the property being advertised. It is not something that solicitors normally organise. Where you are instructing a Rickmansworth conveyancing lawyer they might be willing to arrange energy performance certificates given their relationships with reputable local accredited person
Last month we had a mortgage agreed in principle with Skipton. Rickmansworth conveyancing solicitors are instructed. How long does it take for Skipton to issue the offer to the property lawyer?
There is no definitive answer here. Have Skipton done the valuation? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
After shopping around on the internet I have found a Rickmansworth conveyancer having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Rickmansworth postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Rickmansworth.
About to purchase a new build apartment in Rickmansworth. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Rickmansworth
Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan.
Due to the guidance of my in-laws I had a survey completed on a house in Rickmansworth ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies tend not grant a loan on this type of property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rickmansworth. Conveyancing will be smoother if you use a solicitor in Rickmansworth especially if they regularly deal with such properties in Rickmansworth.
My husband and I are FTB’s - agreed a price, but the selling agent informed us that the seller will only go ahead if we instruct the agent's chosen conveyancers as they need an ‘expedited deal’. Our preferred option is to instruct a high street solicitor who is accustomed to conveyancing in Rickmansworth
It is highly unlikely the sellers are behind this. If they desire ‘a quick sale', turning down a serious purchaser is going to damage their objectives. Try to communicate with the vendors directly and make the point that (a)you are genuine buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you intend to use your own,trusted Rickmansworth conveyancing lawyers - not the ones that will give their negotiator at the agency a introducer fee or meet his conveyancing thresholds pre-set by HQ.