Completed the sale of my flat in Rickmansworth last October but my buyer keeps whats apping me to say their solicitor needs to hear from myconveyancer. What should have happened following completion?
Following your house sale your solicitor should send the transfer documentation and all of the paperwork to the purchaser's conveyancer. Depending on the transaction, your lawyer must also confirm that the legal charge in favour of the lender has been discharged to the buyers solicitors. There are no post completion procedures specific conveyancing in Rickmansworth.
Can you point me to a directory of Kent Reliance panel solicitors in Rickmansworth on the Building Society Association’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings viewable on the web. If you are seeking to appoint a Rickmansworth conveyancer on the Kent Reliance please make the most of our tool.
is it true that all Rickmansworth conveyancing solicitors on the Kent Reliance conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Kent Reliance approved list of solicitors they would need to be governed by the SRA. The majority of lenders do list licenced conveyancers on their panel and in that case the firms would be regulated by the Council of Licensed Conveyancers.
It is not clear whether my mortgage offer requires a lease extension. I have called into my local Rickmansworth bank branch on various occasions and was reassured it wasn't a problem and they will lend. My Rickmansworth conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Your solicitor has to comply with the CML Handbook section two specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
What does a local search tell me regarding the property we're purchasing in Rickmansworth?
Rickmansworth conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for example Onsearch The local search plays a central role in most Rickmansworth conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search should reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
I opted to have a survey completed on a house in Rickmansworth in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some banks will not grant a loan on a flying freehold house.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rickmansworth. Conveyancing will be smoother if you use a solicitor in Rickmansworth especially if they are acquainted with such properties in Rickmansworth.
I am in the market for a responsive conveyancing lawyer in Rickmansworth to purchase a house. I am aware of the dangers of getting ripped off and there's plenty Rickmansworth conveyancing organisations out there...who do I opt for?
To get quotes for your move via conveyancing firms that provide services in Rickmansworth please use our quote tool.