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Recently asked questions about conveyancing in Watford

We were just about to sign contracts for a ground floor flat in Watford. We have hit a snag. Our mortgage offer with Aldermore expires on 20/6/2019 but the vendors are putting forward a completion date of 24/6/2019. Is it possible to extend the mortgage expiry date?

The best person to address this question is your conveyancer who will hopefully assess if they should be discussing with the mortgage company, vendor’s representatives, estate agents or indeed all parties given the history of your conveyancing as of today.

I am intent on selling our house in Watford and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the buyers are using a national conveyancing practice rather than a conveyancing solicitor in Watford. Having lived in Watford for three years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Watford is where the house is located. Can you offer any guidance?

Flying freeholds in Watford are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Watford you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Watford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

As co-executor for the estate of my aunt I am selling a property in Newport but reside in Watford. My conveyancer (based 235 kilometers from mehas requested that I execute a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing practitioner in Watford who can attest this legal document for me?

strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are located in Watford

A licensed conveyancer handled my conveyancing in Watford four years ago and was holding my title documents but has since been shut down – What steps do I now take to retreive them?

Deeds, as such, no longer exist as the majority of properties in Watford are registered electronically at Land Registry. If you need to show evidence of proprietorship or are selling or refinancing your lawyer will need to obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.

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Find out more about how flying freehold can affect your the value of a property.