We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to use their panel solicitor as I would much rather instruct a Moor Park based conveyancing firm?

Do check but the the probability is that appoint one of their panel conveyancers should you take up the "fee-free" deal. Speak to the bank to ask if they allow a monetary alternative. In the past a few lenders offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor in Moor Park.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Moor Park?

There are two types of lawyers who can do conveyancing in Moor Park namely CLC regulated conveyancers or solicitors. Both professionals administer conveyancing services that required to complete the disposal or purchase of property. Both are obliged to conduct Moor Park conveyancing on similar standards and guidelines so you can be safe in the knowledge that your conveyancing will be professionally conducted and that all requirements and procedures will be correctly adhered to.

We have agreed to purchase a house in Moor Park. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?

As your lender is Clydesdale your lawyer must comply with the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook contains minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Clydesdale where a lease does not comply with these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Moor Park.

Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Moor Park solicitor - who is on the Kent Reliance conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Moor Park postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Moor Park.

Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Moor Park is the location of the property. Can you offer any opinion?

Flying freeholds in Moor Park are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Moor Park you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Moor Park may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I have been pointed in your direction by a number of estate agents in Moor Park to find a solicitor using your seach tool. What’s the financial upside for Estate Agents to offer your services ahead of a competitor’s?

We refuse to give any financial incentive for directing people in our direction. We found it would be just too difficult a fee because a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

I am hoping to sign contracts shortly on a basement flat in Moor Park. Conveyancing lawyers assured me that they are sending me a report next week. What should I be looking out for?

Your report on title for your leasehold conveyancing in Moor Park should include some of the following:

Repair and maintenance of the premises The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Does the lease prevent you from renting out the property, or having a home office for business Who has the liability for maintaining the window frames You should receive a copy of the lease

After months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Moor Park. Can we issue an application to the Residential Property Tribunal Service?

if there is a absentee landlord or if there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to arrive at the price payable.

An example of a Lease Extension decision for a Moor Park flat is Flats 8, 11 and 15 Craigmore Court 46 Murray Road in December 2013. The tribunal held that the price payable by the Applicant tenant of Flat 8 to acquire an extended lease shall be £26,438 plus £1 to the intermediate lessee . The tribunal held that the price payable by the Applicant tenants of Flat 11 to acquire an extended lease shall be £26,791 plus £1 to the intermediate lessee. The tribunal held that the price payable by the Applicant tenant of Flat 15 to acquire an extended lease shall be £26,638 plus £1 to the intermediate lessee . This case related to 3 flats. The number of years remaining on the existing lease(s) was 71 years.