Can the conveyancing solicitors highlighted through your ’find a lawyer’ tool handle right to buy conveyancing in Pinner?
We have identified a variety of conveyancing practitioners who can service right to buy conveyancing work Do contact the conveyancers listed to obtain a conveyancing quote.
We are getting the release of further monies on our home loan from Aldermore as we intend to conduct alterations to our house in Pinner. Are we obliged to choose a high street Pinner solicitor on the Aldermore conveyancing panel to deal with the legals?
Aldermore would not normally require firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore conveyancing panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Bank of Ireland are being pedantic. The Pinner solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have instructed a Pinner conveyancing practitioner having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Pinner postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Pinner.
We are close to exchanging contracts on the sale of our house in Pinner and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Pinner lawyer would know this is not the case. For the life of me I don't know why the buyers are using a nationwide conveyancing firm as opposed to a conveyancing solicitor in Pinner. We have lived in Pinner for six years we know of no issue. Do we contact our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
My husband and I are four weeks into a freehold purchase having been directed to conveyancers by the selling agent to do our conveyancing in Pinner. We are not happy. Could you you assist me in finding new lawyers?
They would have to be really poor in order to consider changing them. Has your loan offer been issued? In the event that it has you need to inform them of the new contact details and get the mortgage documents are re-sent. Your conveyancer should be on the mortgage company panel to avoid escalating fees and frustration. That should be your starting point. Our find a solicitor tool will assist you in finding a lender approved lawyer for your home move in Pinner
I am short of a 10% deposit on my apartment purchase in Pinner , but I still want to go ahead. Do I have options?
One option is to try and accept a lower deposit. Many property owners will accept a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment