As someone not used to conveyancing in Stotfold what is your top tip you can impart for the house moving process in Stotfold

Not many law firms shout this from the rooftops but conveyancing in Stotfold or throughout England and Wales is an adversarial process. In other words, when it comes to conveyancing there is plenty of room for conflict between you and others involved in the ownership transfer. E.g., the vendor, property agent and on occasion your mortgage company. Appointing a lawyer for your conveyancing in Stotfold should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the transaction whose responsibility is to protect your best interests and to keep you safe.

There is a definite increase of a "blame" culture- someone must be blamed for the process being so protracted. You should always trust your conveyancer ahead of all other players in the conveyancing process.

Will my solicitor be making enquiries regarding flooding during the conveyancing in Stotfold.

Flooding is a growing risk for conveyancers dealing with homes in Stotfold. Some people will purchase a house in Stotfold, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Conveyancers are not qualified to offer advice on flood risk, but there are a number of checks that can be carried out by the buyer or on a buyer’s behalf which will give them a better appreciation of the risks in Stotfold. The standard property information forms supplied to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the vendor to determine if the premises has suffered from flooding. If the residence has been flooded in past which is not notified by the vendor, then a purchaser may bring a claim for damages stemming from an misleading reply. A buyer’s conveyancers will also order an environmental report. This should disclose whether there is a recorded flood risk. If so, more detailed investigations will need to be conducted.

I have justdiscovered that Wolstenholmes have closed. They conducted my conveyancing in Stotfold for a purchase of a leasehold flat 10 months ago. How can I check that my home is in my name in the name of the previous owner?

The easiest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Stotfold conveyancing specialists.

Due to the input of my in-laws I had a survey completed on a property in Stotfold before appointing solicitors. I have been informed that there is a flying freehold element to the property. The surveyor has said that some mortgage companies will refuse to issue a loan on a flying freehold property.

It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you contact us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Stotfold. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Stotfold to see if the conveyancing costs will increase in light of this.

Given that I am about to part with over three hundred thousand on a terraced house in Stotfold I would like to have a conversation with the solicitor regarding thetransaction prior to appointing the firm. Is this something that you can arrange?

We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the conveyancer due to be carrying out your property ownership legalities in Stotfold.There is no ‘factory style conveyancing’ - every client is an important individual, not a case number. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Stotfold should be the figure that you end up paying.