My uncle passed away 10 months ago and as sole heir and executor I was left the house in Willingham. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Skipton, pay off the mortgage. Is this allowed?
If you plan to refinance then Skipton will insist on your using a conveyancer on the Skipton conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Skipton conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Skipton mortgage is registered as a charge at the Land Registry.
I used Arc property Solicitors a few years past for my conveyancing in Willingham. Now, I need the documents however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Willingham of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Willingham is where the house is located. Can you offer any assistance?
Flying freeholds in Willingham are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Willingham you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Willingham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I locate a Willingham solicitor on the Virgin Money conveyancing panel? I have wheels and am happy to travel upto 25kilometers to meet the lawyer.
Feel free to make use of the tool on this website. Please pick a mortgage company and your location and you will see a number of Willingham conveyancing lawyers based on proximity. We have detailed some Willingham conveyancing firms towards the end of this page and you can call them to see whether they are on the Virgin Money approved list
In surfing the internet for the phrase on line conveyancing in Willingham it reveals many property lawyersin the area. How do I determine which is the suitable conveyancing solicitor for the sale of my house?
The preferential way of choosing a suitable conveyancer is via trusted recommendation, so enquire of friends and family who have acquired a property in Willingham or the local estate agent or financial adviser. Costs for conveyancing in Willingham differ, so it's advisable to request a minimum of four fee estimates from different solicitors. Dont forget to clarify that the costs are guaranteed not to rise.