Find a Cambridge Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cambridge? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cambridge home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cambridge conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Cambridge

My partner and I have lately bought a house in Cambridge. We have noticed several problems with the property which we consider were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been ordered as part of conveyancing in Cambridge?

The query is vague as to the nature of the problems and if they are relate to conveyancing in Cambridge. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are designed to help avoid problems. As part of the legal transfer of property, a property owner fills in a questionnaire known as a SPIF. If the information is incorrect, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Cambridge.

As someone not used to the Cambridge conveyancing process what’s your top tip you can impart concerning the ownership transfer in Cambridge

You may not hear this from too many lawyers but conveyancing in Cambridge and elsewhere in Cambridgeshire is an adversarial experience. In other words, when it comes to conveyancing there exists lots of room for confrontation between you and others involved in the home moving process. For instance, the vendor, estate agent and even potentially a mortgage company. Appointing a solicitor for your conveyancing in Cambridge is a critical decision as your conveyancer is your adviser, and is the ONE person in the transaction whose role it is to protect your legal interests and to keep you safe.

Every so often a potential adversary may try and persuade you that it is in your interests to do things their way. For instance, the selling agent may claim to be assisting by suggesting your lawyer is dragging his heels. Or your financial adviser may try to convince you to do something that is against your lawyers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

Are all Cambridge Conveyancing Quality Solicitors on the Yorkshire BS conveyancing list of approved solicitors?

A selection of lenders now utilise the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.

I recently had an offer accepted on a house in Cambridge. My financial adviser suggested a solicitor. I paid an upfront payment of £150. Shortly after, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am selling my apartment. I had a double glazing fitted in January 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Skipton are being difficult. The Cambridge solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?

It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Is it necessary to take out insurance to address the risk of chancel repairs when acquiring a residence in Cambridge?

Unless a prior purchase of the premises completed post 12 October 2013 you may assume that conveyancing practitioners delivering conveyancing in Cambridge to remain recommending a chancel search and or insurance against a claim.

My intention is to acquire a garden flat in Cambridge. Conveyancing lawyer has been awaiting, from the seller, building insurance schedule. I was told today I was advised that the seller needs to forward the insurance schedule for the flat above as well. Why would my lawyer need to see the insurance for the other flat? Is it really required? We have been waiting for the last fortnight…

It is not impossible in leasehold conveyancing in Cambridge to find Conveyancing in Cambridge in a minority of cases reveals that the lease obliges the tenant's to insure their individual flats rather than the freeholder insuring the whole building - which is clearly preferable. You should contact your conveyancer but it would appear that your solicitor is seeking to verify that the complete building is insured. Insuring your apartment is no help when it comes to rebuilding after a fire if the other flat cannot be reinstated as a result of lack of insurance cover.

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