Do the conveyancing lawyers indexed on your site perform right to buy conveyancing in Duxford?
We work with a variety of conveyancing specialists who can handle right to buy transactions You should contact the solicitors listed with a view to get a costs illustration.
My uncle passed away 10 months ago and as sole heir and executor I was left the house in Duxford. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this allowed?
Given you intend to refinance then Clydesdale will require that you use a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
I understand that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a property in Duxford? or Apparently there is an ancient law that means some house owners living in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this relevant for conveyancing in Duxford?
Unless a prior acquisition of the property completed after 12 October 2013 you may take it that lawyers handling conveyancing in Duxford to continue to suggest a chancel search and or chancel repair liability policy.
The deeds to our house can not be found. The conveyancers who did the conveyancing in Duxford 10 years ago have long since closed. What do I do?
Assuming you have a registered title the information relating to your proprietorship will be evidenced by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, identify your house and order current copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be obtained for a small fee.
I'm buying a new build house in Duxford with a loan from The Royal Bank of Scotland. The sellers refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not inform my lawyer about this deal as it could jeopardize my loan with The Royal Bank of Scotland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.