My fiance and I are purchasing a newly converted apartment in Duxford with a loan from TSB.We would like to retain our Duxford conveyancing lawyer but TSB informed us she’s not listed on their "panel". It seems we have no choice but to instruct a TSB panel solicitor or keep our preferred solicitor and pay for a TSB panel lawyer to act for them. This seems very unfair; Can we not simply insist that TSB use our lawyer?
No, not really. The mortgage issued to you contains various provisions, one of which will be that solicitors must be on the TSB conveyancing panel. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for TSB
We are aiming to move house in August. Does my conveyancing solicitor communicate with the removal company on the day of completion. Incidentally, can you recommend a removal company in Duxford. Conveyancing lawyer was organised before I stumbled across this website.
On the day of completion you can pick up the house keys from the property agent however this can only happen once the previous owners conveyancers inform the agent that the monies to complete are in and the keys can be released. Subsequently you should tell the removal company that they can start moving you in. We are not in a position to suggest a specific removal organisation but can assist you in choosing a conveyancing in Duxford or a firm that specialises in conveyancing in Duxford.
I am the sole beneficiary of my late mum's estate and I have everything in my name now, including the my former home in Duxford. The Duxford property was put into my name in April. I plan to dispose of the property. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship could be considered the same way as though I had purchased the house in April. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be caught by that. many lenders would take a pragmatic view as this requirement is primarily there to identify the purchase and immediately sell or the wholesaling and assigning of property.
Yorkshire BS have agreed my home loan in principle, my bid on a house in Duxford has been accepted, now what?
Your estate agent will wish to know who your solicitors are (ensure that the solicitors are on the bank’s approved list). Contact Yorkshire BS or your broker and complete any relevant documentation. Yorkshire BS will sellect a valuer who will get in touch with the selling agent or vendor to arrange a time for the valuation to occur. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Yorkshire BS will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Duxford.
I used Wolstenholmes a few years past for my conveyancing in Duxford. Now, I need my documents but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Duxford of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How simple is it to use your search tool to get a quote from a conveyancing practitioner in Duxford on the authorised to act for my bank?
1st pick a bank such as Santander, Virgin Money or Aldermore then type in your preferred area such as Duxford. Conveyancing firms in Duxford and across England and Wales will then be listed.
As co-executor for the will of my aunt I am selling a property in Newport but live in Duxford. My conveyancer (approximately 250 miles awayhas requested that I sign a stat dec ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Duxford who can witness this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are based in Duxford