I am purchasing a new build house in Saffron Walden with a mortgage from Skipton Building Society. The sellers refused to reduce the amount so I negotiated five thousand pounds worth of extras instead. The sale representative told me not to tell my lawyer about the deal as it could jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what should have been a simple, no chain conveyancing. Saffron Walden is the location of the property. Can you shed any light on this issue?

Flying freeholds in Saffron Walden are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Saffron Walden you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Saffron Walden may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am looking to sell my home. My past lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Saffron Walden if that makes things easier.

Please use our search tool to help you choose a solicitor for your conveyancing in Saffron Walden. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.

I need to instruct a conveyancing solicitor for some conveyancing in Saffron Walden. I happened to chance upon a web site which seems to have the perfect answer If it is possible to get all formalities completed via web that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

What are the distinct benefits to using a high street conveyancer in Saffron Walden

Many buyers and sellers in Saffron Walden prefer a nearby high street lawyer so that they can attend the lawyer’s offices just in case they have concerns, and to collect documents rather than run the risk of relying on the post.

One could suggest that there exists a slight advantage in using a conveyancing practitioner local to the property you are purchasing, due to the familiarity of the locality and possible local concerns - but this is moot. Many conveyancers conduct their work by way of email and may be based anywhere.