Find a Saffron Walden Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Saffron Walden? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Saffron Walden transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Saffron Walden

My brother-in-law has suggested I instruct a conveyancing solicitor in Saffron Walden. I I am struggling to find out if they are on the Britannia conveyancing panel. Could you advise?

The first thing you should do is contact your conveyancer and enquire if they can act for the bank. Otherwise you can call Britannia who may be able to help.

This question may be naive but I am wet behind the ears as a first time buyer of a garden flat in Saffron Walden. Do I receive the keys to the house on the completion date from my lawyer? If this is the case, I will use a High Street conveyancing solicitor in Saffron Walden?

There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the purchase money to the seller's conveyancers, and shortly after the monies have arrived, you will be called to collect the keys from the selling Agents and move into your new home. This tends to happen early afternoon.

We are due to move home in September. Does my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you recommend a removal company in Saffron Walden. Conveyancing firm was chosen before I stumbled across your page.

On the day of completion you can collect the house keys from the property agent but this can only happen once the previous owners conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. After that you can inform the removal men that they can start moving you in. We are not in a position to recommend a specific removal company but can assist you in choosing a residential property solicitor in Saffron Walden or a legal practice with expertise in conveyancing in Saffron Walden.

I'm in the process of viewing flats in Saffron Walden and I am about to put in an offer. Is it sensible to have my conveyancing practitioner on ‘stand by’? I am planning to take a home loan with Skipton.

It would be advisable to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are getting a mortgage with Skipton, make sure you remember to check that your lawyer is on the Skipton conveyancing panel.

Will my solicitor be making enquiries about flooding as part of the conveyancing in Saffron Walden.

The risk of flooding is if increasing concern for solicitors specialising in conveyancing in Saffron Walden. Some people will purchase a property in Saffron Walden, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.

Conveyancers are not qualified to offer advice on flood risk, but there are a number of searches that can be undertaken by the purchaser or on a buyer’s behalf which should give them a better appreciation of the risks in Saffron Walden. The conventional set of property information forms supplied to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) incorporates a standard question of the owner to discover whether the property has historically flooded. If the property has been flooded in past which is not disclosed by the seller, then a buyer may issue a legal claim for losses as a result of such an incorrect reply. A purchaser’s solicitors should also order an environmental search. This should higlight whether there is a recorded flood risk. If so, more detailed investigations will need to be conducted.

I bought my house on 13 March and the transaction details are still not registered. Need I be worried? My conveyancing solicitor in Saffron Walden advises it should be dealt with in less than a month. Are titles in Saffron Walden uniquely lengthy to register?

As far as conveyancing in Saffron Walden is concerned, registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timescales can differ depending on the party submitting the application, whether there are errors and if the Land registry must send notices to any third parties. At present approximately three quarters of submission are fully dealt with within two weeks but some can be subject to protracted hold-ups. Historically registration is effected once the new owner is living at the property therefore an expedited registration is not always an essential issue yet if there is a degree of urgency associated with the registration then you or your solicitor could contact the land registry and explain the circumstances.

Having had my offer accepted I require leasehold conveyancing in Saffron Walden. Before I set the wheels in motion I would like to find out the remaining lease term.

If the lease is recorded at the land registry - and 99.9% are in Saffron Walden - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Saffron Walden Conveyancing for Leasehold Flats - Sample of Questions you should ask before Purchasing

    How is the lease structured? What is the the remaining lease term? Plenty Saffron Walden leasehold flats will incur a service charge for the upkeep of the building levied by the management company. If you buy the property you will have to meet this contribution, normally quarterly accross the year. This may be anything from several hundred pounds to thousands of pounds for buildings with lifts and large communal grounds. In all probability there will be a ground rent for you to pay yearly, this is usually not a large amount, say approximately £25-£75 but you should to enquire it because occasionally it can be many hundreds of pounds.

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