Do the conveyancing solicitors via your comparison service carry out attended exchange conveyancing in Saffron Walden?

We do have a number of conveyancing specialists carrying out one day exchanges. You should e-mail us to receive a conveyancing quote and details as to availability.

Completed the sale of my flat in Saffron Walden last September but our buyer keeps whats apping every few hours to say his conveyancer needs to hear from mysolicitor. What are the post completion sale legalities now that I have sold?

Following your sale your conveyancer is duty bound to send the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Depending on the transaction, your lawyer should also evidence that the mortgage has been discharged to the buyers lawyers. There is unlikely to be post completion tasks just for conveyancing in Saffron Walden.

We wanted to use a property lawyer in Saffron Walden for our home move. Our financial adviser has since notified us that our mortgage lenders Yorkshire Building Society won't deal with them. Why is this not regarded as unduly restrictive?

Mortgage Companies tend to imposes restrictions either the category or the amount of conveyancing solicitors on their member panel. A common example of such restriction(s) being that a law practice must have two or more partners. In addition to restricting the type of firm, some have limited the amount of firms they allow to represent them. You should note that Yorkshire Building Society have no responsibility for the quality of advice provided by any member of Yorkshire Building Society Conveyancer Panel. Mortgage fraud was a key driver in the reduction of conveyancing panels since 2008 even though there remains differing opinions regarding the level of solicitor engagement in some of that fraud. Figures from the Land Registry reveal that plenty of law firms, including some in or near Saffron Walden only execute very few conveyances per annum.

Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Saffron Walden?

There are many registered licenced Conveyancers in Saffron Walden and Solicitor partnerships in Saffron Walden to choose from It is important to make clear that both are regulated professionals specialising in the legal aspects of transferring property. Both can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I recently had an offer agreed on a house in Saffron Walden. My financial adviser suggested a conveyancing practitioner. I paid an advanced payment of £150. Not long after, the property lawyer contacted me sheepishly admitting that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am selling my apartment. I had a double glazing fitted in June 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Yorkshire BS are being difficult. The Saffron Walden solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

What are your top tips when it comes to choosing a Saffron Walden conveyancing practice to deal with our lease extension?

If you are instructing a property lawyer for your lease extension (regardless if they are a Saffron Walden conveyancing firm) it is essential that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with several firms including non Saffron Walden conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be of use:

How many lease extensions have they carried out in Saffron Walden in the last 12 months?

I am the registered owner of a 1st floor flat in Saffron Walden, conveyancing was carried out half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Saffron Walden with an extended lease are worth £227,000. The ground rent is £50 yearly. The lease terminates on 21st October 2098

With only 72 years unexpired we estimate the price of your lease extension to be between £9,500 and £11,000 plus legals.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure without more detailed investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.