I am only a couple days away from an exchange on a flat in Much Hadham and my mum and dad have sent the ten percent deposit to my solicitor. I am now told that as the deposit has not arrived from me my property lawyer needs to make a notification to my mortgage company. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I disclosed to the lender regarding my parents' contribution when I applied for the mortgage, so is it really necessary for this now to be an issue?

The property lawyer is obliged to check with mortgage company to ensure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

Completed the sale of my flat in Much Hadham last May but our buyer keeps calling daily to moan that her lawyer is waiting to hear from mine. What should my lawyer have done now that I have sold?

Following your sale your lawyer is duty bound to deliver the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where relevant, your solicitor should also confirm that the mortgage has been paid off to the purchasers solicitors. There is unlikely to be post completion steps peculiar conveyancing in Much Hadham.

I am considering applying for a UBS mortgage for purchase of a new build (under development) in Much Hadham with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for UBS ?

There is nothing to stop you using your solicitor, but UBS will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Much Hadham is the location of the property. Can you offer any opinion?

Flying freeholds in Much Hadham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Much Hadham you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Much Hadham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Why is it not possible to complete our conveyancing in Much Hadham on Easter Monday?

This is due to the fact that on completion the sale price needs to pass between the banks of the buyer and seller's solicitor and currently this can only occur on a working day. It is not possible to complete on a weekend either.